State Farm Rewards Credit Card

Save 3% on insurance premiums (up to $4,000) with the State Farm Rewards credit card.

state_farm_rewards_visa_cardPay your auto, home, life, medical, liability, etc. insurance bills and get rewarded with 300 points for every 100 dollars you spend.

Earn 100 points per $100 spend on all other purchases made with your State Farm cash back rewards card (certain restrictions apply).

You can redeem points for gift cards at select retailers, e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products, which includes checking and savings accounts that earn redemption premiums 25,000 points and above.

Points Redeemed / Premium

  • 0-24,999 points — No Premium
  • 25,000 – 49,999 — 25% Premium
  • 50,000 – 99,999 — 35% Premium
  • 100,000 – greater — 50% Premium

You can also use your points as a gift, or transfer your points between State Farm Loyalty Rewards accounts that you own, or to another State Farm Loyalty Rewards account holder.

Best of all, the State Farm VISA card charges you no interest for 12 months from the date of your account opening, provided minimum payments are on purchases you make.

This feature is great to finance those larger purchases that may not be affordable with a single paycheck or could empty your emergency savings account.

Other features include

  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Worldwide Visa credit card acceptance and cash access via ATMs
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance
  • Visa Auto Rental Collision Damage Waiver
  • Visa Travel and Emergency Assistance Services
  • Visa Warranty Manager Service
  • Visa Zero Fraud Liability
  • Visa Shopping and Travel discounts
  • Paperless statement option
  • Text alerts for security and reminders
  • Automatic payments so you never miss a payment
  • Free Pocket Agent app to access your account

The fine print (subject to change):

  • Annual fee: $0
  • Introductory 0% financing for one year
  • No interest if balance paid in full with 24 days
  • Fee Balance Transfer: 3% ($10 min)
  • Fee Cash Advance: 4% ($10 min)
  • Fee Foreign Transaction: 3%
  • Fee Late Payment: up to $37
  • Fee Returned payment: up to $37
  • APR: 13.49% to 20.49%
  • APR Cash Advances: 20.49%

For details and application visit the State Farm Loyalty Rewards Program web page.

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