Tag Archives: Intro APR

Baltimore Ravens Credit Card

Baltimore Ravens Credit CardReceive a generous 10,000 bonus points after after your first $500 in purchases within the first 90 days of opening your Baltimore Ravens credit card – enough to redeem for a $100 cash back statement credit

2 points on Baltimore Ravens and other NFL team purchases!
2 points per $1 on game tickets, at team pro shops, even in-stadium purchases on game day.

Get 1 point on every $1 on on all things you buy any where else!
Points do not expire as long as your account is open, active and in good standing. In addition, there are no caps on the number of points you can earn.

Special Ticket Financing
When you use your Baltimore Ravens credit card to purchase game tickets from any participating NFL team ticket office, you will be eligible for a 0% Promotional APR for 6 billing cycles from the purchase date. No minimum ticket purchase amount is required.

20% off at NFLShop.com
That’s $20 off every $100 you spend on team merchandise!

Introductory rate rate on balance transfers

0% Intro APR for 15 months on balance transfers made within 45 days of account opening.

Enjoy Visa Signature® Benefits
Zero Liability on unauthorized transactions, 24-hour Concierge service, Lost Luggage Reimbursement, Purchase Security and more.

TERMS

  • Grace Period: 23 days
  • Annual Fee: Zero
  • Balance Transfer Fee: 3% (min $5.00)
  • Cash Advance Fee: 5%
  • Foreign Transaction Fee: 3%
  • APR Intro: 0%
  • APR Revolving Balance: variable
  • APR Cash Advances: 25.24%
  • Rewards: 2% on NFL purchases; 1% on other purchases
  • Fraud Protection: yes
  • Warranty Extension: yes

Apply Here

Dream MasterCard

Dream MasterCard offers 0% APR for 6 months
plus 3 points per dollar on gas and groceries

kitten dreaming

The new Dream MasterCard from Chemical Bank features:

  • No late fees
  • No over-limit fees
  • No annual fee
  • No penalty rates
  • No pre-set spending limit
  • Free FICO 8 score
  • No limit on the number of points a customer can earn
  • Three points per dollar spent on qualifying gas and grocery purchases
  • One point per dollar spent on all other qualifying credit card purchases
  • Reward points can be redeemed for Maximum Rewards, gift cards or even cash back

Making your purchases with a credit card makes more sense than paying with cash when the bill is paid in full every month.

Sometimes you may change your mind about the purchase. Using a credit card gives you additional flexibility in making returns, subject to the merchant’s return policy.

With the Dream MasterCard you get these perks for your peace of mind: 

  • Try before you pay
  • 21-day, interest-free grace period on purchases
  • Free Online Account Access – 24 hours a day, 7 days a week
  • Extended Warranty Protection
  • 90-day price protection
  • MasterRental Insurance
  • 0% liability for any transactions resulting from a lost or stolen card
  • Year-End Account Summary

Remember to get the full benefits of the Dream credit card make your payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason.

The Dream MasterCard is issued by First Bankcard, a division of First National Bank of Omaha.

Go here for Dream MasterCard account application and details.

American Legion MasterCard

American Legion MasterCard
Support the American Legion

The American Legion MasterCard issued by USAA bank offers an introductory 0% APR on purchases for the first 12 billing cycles after a new credit card account is opened.

Members who enroll in the MasterCard rewards program get 2,500 bonus points after their first purchase and one point for every dollar in purchases, which can be redeemed online at usaa.com.

Members who enroll in the MasterCard cash rewards option receive a generous 1.25% cash back rebate on almost all their purchases.

The points have no limit on the amount they earn and no expiration date.

Cardholders support what The American Legion represents, because with each eligible purchase, USAA Bank makes a contribution to American Legion programs that focus on veterans’ rights issues and their quality of life.

The American Legion MasterCard features

  • No annual fee
  • APR as low as 9.90% for people with excellent credit
  • No APR penalty
  • No minimum interest charge
  • No over credit limit fee
  • Low 1% foreign transaction fee
  • Zero liability for unauthorized charges
  • Purchase protections for items lost, stolen or damaged within 90 days of purchase

TERMS

  • Grace Period: 25 days
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (max. $200)
  • Cash Advance Fee: 3% (max. $200)
  • APR purchase introductory offer: 0% for 12 months
  • APR balance transfer introductory offer: 0% for 12 months (3% fee applies)
  • APR after introductory period: 9.90% to 25.99%
  • APR Balance Transfer after 1st year: 9.90% to 25.99%
  • APR Cash Advances: 9.90% to 25.90%
  • Fraud Protection: yes
  • Warranty Extension: yes

To be eligible for the American Legion MasterCard a person has to be currently on active duty, serving the United States honorably, anywhere in the world, or have served honorably during any of the eligible war eras.

Besides the rewards MasterCard, USAA bank offers other choices of an American Express credit card, Visa credit card, Military Affiliate Card, Secured Cards and Rate Advantage Card (6.90% APR but no rewards).

Redeeming the rewards for cash only gives members $1 for every 100 points after 20,000 points. The table below illustrates payouts for under 20,000 points.

Number of Points Redeemed Gift Certificate / Card Reward Value

3,000

$25

6,000

$50

12,000

$100

15,000

$125

20,000

$200

For travel though, the points can be redeemed at full point value of $1 for every 100 points.

When you apply for the apply for American Legion MasterCard (rewards version) or the American Legion MasterCard (cash rewards version) you will receive one of the three following  cards:

  • World MasterCard
  • Gold MasterCard
  • Platinum MasterCard

In addition USAA bank’s Member Community features an intimate and lively forum where members can have their voices heard and questions answered in a friendly manner.

Intl Brotherhood of Magicians Credit Card

I.B.M. Visa credit card discontinued

The International Brotherhood of Magicians no longer offers its own credit card.

The information provided below is for archival purposes ONLY!


magicians credit cardThe credit card application offers three types of credit cards:

  1. Maximum Rewards Visa Card
  2. Low-interest Platinum Edition Visa Card
  3. Secured Visa Card

All three cards offer

  • Free FICO® 8 Bankcard Score each month for credit card customers enrolled online
  • Online and Mobile Access
  • Personalize your credit card with your favorite image
  • FirstGuard® worksheet to provide protection against fraud and identity theft
  • Zero Liability for unauthorized charges
  • Purchase Protection protects nearly everything you purchase against theft, accidental damage and fire in the first 90 days after the transaction
  • Extended warranty coverage that doubles most manufacturers’ original U.S. warranties for up to 12 additional months
  • Travel assistance services to cover you with a comprehensive array of emergency services that will allow you to rapidly receive help while traveling
  • $250,000 in travel accident insurance for you and your family, at no extra cost to you, as long as the charges are made for the entire amount on the credit card

In addition the Maximum Rewards and Platinum Visa cards offer an introductory 0% APR on all purchases and balance transfers (3% balance transfer fee still applies) for the first 12 billing cycles after your account is opened.

The International Brotherhood of Magicians is the world’s largest organization of magicians, with members in 88 countries.

Founded in 1922 by Len Vintus and Gene Gordon, the I.B.M.’s membership today includes the top professional magicians and thousands of enthusiastic hobbyists from all walks of life.

The I.B.M. offers incredible member benefits, including a 160-page monthly journal packed with information about the art of magic, local monthly meetings in hundreds of cities around the world, and an annual convention featuring the most diverse and talented performers imaginable.