Tag Archives: Intro APR

State Farm Premier Cash Rewards Credit Card

Rewards

Get 3% cash back on your insurance premiums(up to $120) with the State Farm Premier Cash Rewards credit card. Double that savings to 6% savings in first year.

You don’t have to switch insurance policies either. Car, home, life, medical, liability insurance premiums issued by any firm qualifies for rewards.

A Premier Cash Rewards card holder receives rebate of $120 on $4,000 of insurance premiums before capping out. The rebate is only $1 per $100 spend after $4,000.

Other categories with double bonus points include gas stations, drug stores, grocery stores and dining establishments. These everyday places enhance the amount of savings you can rack up using the card.

Plus earn 1% cash back per $100 spent on all other eligible purchases made with the State Farm Premier Cash Rewards card (certain restrictions apply).

NOTE: You must be State Farm customer to apply for Premier Cash Rewards credit card.

There is no annual fee for the card so use it as much or as little as you desire. You can plan your spending to meet your life style.

Other features include

  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance
  • Visa Auto Rental Collision Damage Waiver
  • Visa Travel and Emergency Assistance Services
  • Visa Warranty Manager Service
  • Visa Zero Fraud Liability
  • Visa Shopping and Travel discounts
  • Paperless statement option
  • Text alerts for security and reminders
  • Automatic payments so you never miss a payment
  • Free Pocket Agent app to access your account

The fine print (subject to change):

  • Annual fee: $0
  • No interest if balance paid in full with 24 days
  • Fee Balance Transfer: 3%
  • Fee Cash Advance: 5%
  • Fee Foreign Transaction: 3%
  • Fee Late Payment: up to $40
  • Fee Returned payment: up to $40
  • APR: 14.99% to 24.99%
  • APR Cash Advances: 25.99%

For details and application visit the State Farm credit card page at US Bank.

Wells Fargo Platinum Card Review

Bank

Wells Fargo Visa Platinum credit card

Wells Fargo Platinum Visa credit card offers new account holders a generous annual percentage rate (APR) of 0% over 18 months.

Upgrade your credit card and finances with low monthly payments until 2022. After that enjoy the world-class customer service of Wells Fargo and Visa Card benefits.

INTRODUCTORY 0% APR FOR 18 MONTHS

Looking for a great deal to pay bills over time until the cash arrives next year? Or invest your money to make money now and pay off balances with the profits later on. The 0% APR gives smart consumers choices on how to spend their money.

Or else transfer balances from 16% or more APR (Annual Percentage Rate) cards to Wells Fargo Platinum Card for a modest 3% balance transfer fee to save potentially hundreds of dollars in interest. Remember though no to make ANY purchases on the new card while carrying a balance transfer balance. Funds may become mixed and due immediately. Read terms and conditions carefully.

BENEFITS AND FEATURES

People chasing cash rewards won’t find any with this card. The rewards come in a different form of top-flight benefits and services. No need to track the ins and outs of mostly a few dollars worth of rewards. The Wells Fargo Platinum Card keeps life simple with important features that safeguard spending.

  • No unnecessary annual fee
  • Automatic bill pay eliminates missed or late payments
  • Free online banking so you don’t lose important documents and can access them 24/7
  • Account alerts to remember your purchases and make sure prices and items are right
  • Digital wallet means no searching for the right card or leaving home without your card
  • Choose your payment date to one that meets your needs
  • Free FICO score for unexpected changes or prepare for credit checks

VISA CREDIT CARD BENEFITS

Use the card with confidence wherever you go knowing Visa Card will serve and protect you against misuse of your by others. Or you can add authorized users you trust to help them when they need assistance. Here are some of ways Visa Card works its magic.

  • Accepted where American Express or Mastercard isn’t
  • 24/7 service locally and throughout the world you need it
  • Zero fraud liability fights for your rights against scammers and hackers
  • Identity theft solutions guards you from online predators who want to steal your data
  • Emergency Cash and Card Replacement
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Hotel & Motel Burglary Reimbursement
  • Lost/Stolen Card Reporting
  • Cardholder Inquiry Service

Citi Diamond Preferred Credit Card

Bank

Citi Diamond Preferred credit card

Citi Diamond Preferred credit card offers generous 0% financing over 18 months for new account holders.

Upgrade your credit card and finances with low monthly payments until 2022. After that enjoy the world-class customer service of Citi and benefits of Mastercard. 

INTRODUCTORY 0% APR FOR 18 MONTHS

Looking for a great deal to pay bills over time until the cash arrives next year? Or invest your money to make money now and pay off balances with the profits later on. The 0% gives smart shoppers choices on how to pay for their purchases.

Or else transfer balances from 16% or more APR (Annual Percentage Rate) cards to the Citi Diamond Preferred Card for a modest 3% balance transfer fee and save potentially hundreds of dollars in interest. Remember though not to make ANY purchases on the new card while carrying a balance transfer balance. Read terms and conditions carefully.

BENEFITS AND FEATURES

People chasing cash rewards won’t find any with this card. The rewards come in a different form of top-flight benefits and services. No need to track the ins and outs of mostly a few dollars worth of rewards. The Citi Diamond Preferred credit card keeps life simple with important features such as the following.

  • No unnecessary annual fee
  • Contactless pay where available as a quicker way to check out at the register
  • Automatic bill pay eliminates missed or late payments
  • Quicklock to freeze and unfreeze card use, so if you’re away for a few days you can keep it locked until you return without worry 
  • Free online banking so you don’t lose important documents and can access them 24/7
  • Account alerts to remember your purchases and make sure prices and items are right
  • Digital wallet means no searching for the right card or leaving home without your card
  • Choose your payment date to one that meets your needs
  • Free FICO score for unexpected changes or prepare for credit checks

MASTERCARD BENEFITS

Use the card with confidence wherever you go knowing Mastercard will serve and protect you against misuse of your card by other people. Or you can add authorized users you trust to help them when they need assistance. Here are some of ways Mastercard works its magic.

  • Accepted where American Express or Visa isn’t
  • 24/7 service locally and throughout the world you need it
  • Zero fraud liability fights for your rights against scammers and hackers
  • Identity theft solutions guards you from online predators who want to steal your data
  • Emergency Cash and Card Replacement
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Hotel & Motel Burglary Reimbursement
  • Lost/Stolen Card Reporting
  • Cardholder Inquiry Service

CITICARD CUSTOMER SERVICE

For help about features and benefits call Citicard Customer Service at 1-800-950-5114 and someone will be glad to assist you.

 

Comerica Visa Cards

Community Bank,

Comerica Offers 6 Types of Credit Cards

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Comerica Wants You

Whether you desire rewards, interest-free introductory offers, low APR rates, or building up a credit history Comerica has a credit card for you.

With the holiday season in full swing, shoppers can spread their payments into 2022 with no interest charges when signing up for a new Comerica Visa Platinum Card.

Or if you prefer to pay the card within 6 months at zero interest, the Comerica Visa Signature Card will return 1.5% of the purchase price as statement credit.

For the college students and those seeking to repair their credit, Comerica offers a Visa College Real Rewards Card and Visa Secured Credit Card.

Comerica Visa Platinum Card

  • 0.00% APR for the first 20 billing cycles on purchases
  • 0.00% APR for the first 20 billing cycles on balance transfers (fees apply)
  • 13.49% to 22.49% APR
  • No annual fee
  • Skip the rewards and save on interest if carrying a balance

Comerica Visa Signature Real Rewards Card

Enjoy competitive rates, expanded purchasing power, the best rewards, exclusive Visa Signature privileges and elite card member services.

The Visa Signature card features unlimited 1.5% cash back on all net purchases, round-trip airfare beginning at 25,000 points, or brand-name merchandise and gift cards at the same industry-leading rebate value as cash rewards.

  • A premier rewards card with no annual fee
  • Unlimited 1% cash back
  • 0.00% APR for the first 6 billing cycles on purchases.
  • 0.00% APR for the first 6 billing cycles on balance transfers (fees apply)
  • Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.
  • Redeem for travel on any airline without frequent flyer program restrictions
  • Exclusive Signature privileges
  • Purchase APR varies from 14.49% to 23.49%

Comerica Cash Rewards American Express Card

Renown American Express service and perks with generous rewards and no annual fee.

  • A rewards card with no annual fee
  • 3% cash back (up $6,000 annually and 1% after that)
  • 2% cash back on eligible supermarket purchases.
  • 1% cash back on all other eligible items
  • Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.
  • Purchase APR varies from 13.39% to 22.99%
  • Purchase tickets for popular events before general public
  • Zero fraud liability

Comerica Premier Rewards American Express Card

Enhanced American Express card with features and perks for the deserving customer.

  • 4X points on restaurant purchases
  • 3X points on airline purchases
  • 2X points on gas station purchases
  • 1X points on all other eligible items
  • Earn $100 value after a modest $1,000 spend within 3 months of opening account
  • Purchase APR varies from 14.49% to 22.99%
  • No foreign transaction fee
  • Global entry or TSA pre-Statement credit
  • Zero fraud liability
  • no annual fee in first year, $99 thereafter

Comerica College Rewards Visa Card

If you’re a college student with limited credit history, here’s a card that will help you take a giant step into responsible credit use.

The College Rewards Visa Card allows you to establish a solid credit history while earning valuable rewards.

  • No annual fee
  • Earn $25 bonus upon first use of the card
  • Credit card convenience
  • Attractive rates
  • Earn 1.5 points for every net purchase dollar
  • Select from a wide variety of reward options on travel, cash, gift certificates, merchandise or through our exclusive Choose Your Own Rewards program, you can redeem points for any card purchase
  • Purchase APR 14.49% to 23.49%
  • Applicant must be 18 years of age, have a U.S. address and Social Security number