United Community Bank of Georgia (UCBG), with locations throughout Georgia, North Carolina, Tennessee, and South Carolina, offers new customers either $25 or $100 cash back bonuses when opening a credit card account.
Ranked “Highest Customer Satisfaction with Retail Banking in the Southeast Region, Five Years in a Row” by J.D. Power, United Community Bank gives local clients several choices of credit cards to suit their individual needs.
Visa® Platinum Card
Pay down your other credit card balances faster with a 0% APR introductory rate for 15 months
No annual membership fee
Visa benefits such as extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
“We are honored to have been named the best bank in the state of Georgia, according to the inaugural Forbes Best-in-State Banks list, in addition to being recognized as one of America’s best performing banks by Forbes magazine for the fifth consecutive year.”
Visit their home page for a full list of services they provide.
The classic American Express Blue Card provides cardholders a worry-free Amex credit card for everyday use.
Its basic package includes an effective 1% rebate on eligible purchases, some special discounts, monthly and yearly statements to track spending habits, and world-class American Express customer service.
Purchases – 0% for 25 days if statement balance is zero
Purchases – 16.99%, 19.99%, 21.99% if statement balance is greater than zero
Cash Advances – 26.99%
Balance Transfers – 14.24% to 25.24% starting on transfer date
Late payments – 29.99% (for at least 6 months)
Annual Fee: $0.00
Fee on balance transfer: 3% ($5 min)
Cash advance: 3% ($5 min)
Foreign transaction: 2.7%
Late payment: up to $38
Returned payment: up to $38
1 Membership Reward point per dollar on eligible purchases
2 Membership Reward points per dollar on eligible travel purchase at AmexTravel.com
Minimum to redeem: 2,000 points
Redeem Membership Rewards
Cash back on eligible purchases
Merchandise such as electronics, fashion, home goods