Tag Archives: American Express

American Express Aeroplan Card

January 10, 2022BankAmerican Express, Sign-up offersLeonard Kreicas

Receive 15,000 Aeroplan Miles when you are approved for a new Aeroplan Gold Card from American Express after charging $1,500 within first 3 months.

Available only to Canadian residents, members continue to get rewards for everyday spending at a rate of 1 Aeroplan Mile for every $1 charged to your card, so you earn Aeroplan Miles with every net retail purchase.

As a charge card, the balance must be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Travel Peace of Mind

Fraud protection means zero liability for unauthorized use of card
24/7 customer service
Emergency card replacement
Flight delay insurance
Baggage delay insurance
Lost or stolen baggage insurance
Trip cancellation and trip interruption insurance
Auto rental collision and loss damage insurance
$500,000 common carrier accident insurance
Hotel/motel burglary insurance
Automatic warranty extension up to extra year

Benefits

As a exclusive to American Express Cardholders Front Of The Line opens the door to great music, theater, dining, film, fashion and shopping experiences.
Special offers & experiences for all Cardmembers
Special Access for all Cardmembers

An annual fee of $120 will be charged to the card once a year.

American Express Blue Cash Everyday Card

October 11, 2020BankAmerican Express, Intro APR, No annual fee, Rewards, Sign-up offersLeonard Kreicas

Blue Cash Everyday Card from American Express

For a limited time only the American Express Blue Cash Everyday Card offers new account holders a generous $200 statement credit after charging $1,000 worth of purchases with the card. This special promotion ends December 10, 2020.

In addition if cardholders decide to carry a balance, they pay no interest for 15 months. However a minimum monthly payment is due each billing cycle.

In addition be rewarded with cash back on purchases and other benefits and features that American Express offers its customers.

Rewards

3% cash back at U.S. supermarkets ($6,000 maximum per year)
2% cash back at U.S. gas stations on eligible purchases
2% cash back at select U.S. department stores, which includes online purchases
1% cash back on other eligible purchases

Interest Rates

Purchases – 0% for 25 days when statement balance is zero
Purchases – 13.99% to 23.99% depending on creditworthiness and prime rate
Cash Advances – 25.24%

Fees

Annual Fee: $0.00
Cash advance: 5% ($10 min)
Foreign transaction: 2.7%
Late payments – up to $40
Returned payment – up to $40

Redeem Membership Rewards

Cash back as statement credit ($25 minimum)
Merchandise such as electronics, fashion, home goods
Gift cards
Travel, including airfare, hotels, luggage
Entertainment
Donate to selected charities

Travel Benefits

Roadside Assistance Hotline
Car rental and damage insurance (excludes liability coverage)
Global Assist Hotline (doesn’t pay for third-party costs)
Travel accident insurance on common carriers

Security Features

Fraud Protection
Advanced secure chip technology
Text alerts

Amex Card Benefits

Exclusive savings with Amex Offers
Amex mobile app
ShopRunner program members receive free 2nd-day shipping from participating merchants.
Guaranteed savings off MSRP on new vehicles using the TrueCar service, with some dealers allowing cardholders to place the entire purchase on their Amex card, up to their credit limit
Entertainment Access for cardholder-only events and places
Monthly and annual summaries
Free authorized users cards

American Express EveryDay® Credit Card

March 15, 2020RewardsAmerican Express, Intro APR, No annual fee, Sign-up offersLeonard Kreicas

Great features for today’s times.

2% rewards on groceries (up to $6,000 in purchases)
Introductory 0% APR for 15 months
No balance transfer fee
20% extra points if used 20 or times in billing period
No annual fee
Introductory $100 bonus after spending $1,000 within 3 months

Fees

Annual Fee: $0.00
Fee on balance transfer: $0
Cash advance: 5% ($10 min)
Foreign transaction: 2.7%
Late payment: up to $39
Returned payment: up to $39

Earn Rewards

1 Membership Reward point per dollar on eligible purchases
2 Membership Reward points per dollar on eligible US grocery store purchases
2 Membership Reward points on amextravel.com if enrolled in the program
Minimum to redeem: 2,000 points

Redeem Membership Rewards

Cash back on eligible purchases
Merchandise such as electronics, fashion, home goods
Online shopping at amazon.com, bestbuy.com, walmart.com, grubhub.com, and more
Gift cards
Travel, including airfare, hotels, luggage
Entertainment
Donate to selected charities

Purchase Services

Theft and accidental damage protection, including cell phones
Return protection within 90 days of purchase
Free extended warranties (up to 2 years)

Travel Benefits

Roadside Assistance Hotline
Car rental and damage insurance (excludes liability coverage)
Global Assist Hotline (doesn’t pay for third-party costs)
Travel accident insurance on common carriers

Security Features

Fraud Protection
Advanced secure chip technology
Text alerts

Amex Card Benefits

Exclusive savings with Amex Offers
Amex mobile app
ShopRunner program members receive free 2nd-day shipping from participating merchants.
Entertainment Access for cardholder-only events and places
Monthly and annual summaries
Free authorized users cards

For all the fine print and application visit the American Express Everyday® site.

United Community Bank of Georgia Credit Cards

January 30, 2019Community BankAmerican ExpressLeonard Kreicas

United Community Southeast

United Community Bank of Georgia (UCBG), with locations throughout Georgia, North Carolina, Tennessee, and South Carolina, offers new customers either $25 or $100 cash back bonuses when opening a credit card account.

Ranked “Highest Customer Satisfaction with Retail Banking in the Southeast Region, Five Years in a Row” by J.D. Power, United Community Bank gives local clients several choices of credit cards to suit their individual needs.

Visa® Platinum Card

Pay down your other credit card balances faster with a 0% APR introductory rate for 15 months
No annual membership fee
Visa benefits such as extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

Learn More

Visa® Real Rewards Card

Get 1.5 points for every $1 charged on eligible net purchases
No cap or limit on the number of points you can earn
2,500 bonus rewards ($25) awarded after first purchase

Learn More

Cash Rewards American Express® Card

3% cash back on the first $6,000 in eligible net purchases made each year at gas stations
2% cash back on eligible supermarket net purchases
1% cash back on all other eligible net purchases
$25 cash back cash back awarded after first purchase
Enjoy chip-enhanced acceptance and security
Zero fraud liability
Rental car insurance
Extended warranty coverage
Merchandise return protection
Access to popular events before the general public

Learn More

Premier Rewards American Express® Card

Earn 4 points for every $1 spent on eligible net restaurant purchases
Earn 3 points for every $1 spent on eligible net airline purchases
Earn 2 points for every $1 spent on eligible net gas purchases
Earn 1 point for every $1 spent on all other eligible purchases
Earn 10,000 one-time bonus rewards a spend of $1,000 in the first three months
No cap or limit on the number of points accumulated
Reimbursement for either Global Entry or TSA Pre-entry fees

Learn More

To find out how to get the best deal on your credit card balances UCBG has an entire page of financial calculators where you plug in your numbers and get the answers you’re looking for.

In 2018 United Community Bank was honored by Forbes as the “best bank in Georgia.”

“We are honored to have been named the best bank in the state of Georgia, according to the inaugural Forbes Best-in-State Banks list, in addition to being recognized as one of America’s best performing banks by Forbes magazine for the fifth consecutive year.”

Visit their home page for a full list of services they provide.

CREDIT CARDS

Choose the right credit card for you

Tag Archives: American Express

United Community Bank of Georgia Credit Cards

Visa® Platinum Card

Visa® Real Rewards Card

Cash Rewards American Express® Card

Premier Rewards American Express® Card