Tag Archives: Chase

Chase Freedom Flex Credit Card

Chase Freedom Flex Credit Card offers a $200 signup bonus plus 5% cash back at grocery stores.

Chase Freedom Flex Credit CardSign up bonus

Get receive a $200 bonus after charging only $500 or more on Freedom Flex Card within three months of opening the account.

Zero percent interest introductory offer

Pay no interest on purchases during the first 15 months, although a minimum monthly payment needs to be made.

5% rebate at grocery stores

During the first 12 months shopping at grocery stores (except at Walmart or Target) earns you 5% cash rewards (that’s worth up $600).

Extra rewards on selected items
  • 5% cash back on bonus categories you choose each 90 days (limit of $1,500 spending)
  • 5% cash back on travel purchases through Chase Ultimate Rewards
  • 3% cash back on dining at restaurants, which includes takeout and some delivery services
  • 3% cash back at drugstores
  • 1% cash on all other eligible card charges
Other great features
  • No annual fee
  • No minimum to redeem cash back rewards
  • Rewards never expire as long as account remains open
Free benefits and services
  • Zero liability protection
  • 24/7 Fraud monitoring never sleeps
  • Free cell phone theft or damage insurance
  • Purchase protection for 120 days (up to $500 per claim)
  • Extended warranty program
  • Trip cancellation/interruption insurance
  • Free credit score and identity restoration service

For details and more information on the Chase Freedom Flex Credit Card click here.

J.P. Morgan Palladium Card

With currently only a limited number of J.P. Morgan Reserve Cards in circulation, this card ranks among the most elite in the credit card world.

private jet in air
When time is valuable

Made of made of solid palladium with 23K gold etching, the physical card is worth more than the $595 annual fee.

Not available to the general public, the Reserve Cards caters exclusively to J.P. Morgan Chase Private Banking clients with a minimum of $10,000,000 in investment assets at J.P. Morgan.

The usual benchmark features of the credit card industry don’t fully justify the card’s value, because of all the other benefits private wealth advisors bring to the table for their clients.

For the record some of the features are:

  • Smart chip and signature technology to make international travel convenient
  • No nuisance fees such as foreign transaction, cash advance, late or over-limit charges
  • Primary auto rental coverage
  • Emergency evacuation or repatriation
  • Trip delay or cancellation insurance
  • Baggage delay or lost luggage coverage
  • Emergency accident or sickness coverage
  • Price and return protection
  • Exclusive airport lounges and services

As for spending limits: there aren’t any to be concerned about since purchases usually are beyond the norm.

The $595 card fee is partially covered by the $300 in statement credits given annually as reimbursement for travel purchases made on the card.

For details consult your J.P. Morgan financial advisor or visit the J.P. Morgan Reserve Card web page.

AARP Rewards Card from Chase

AARP Rewards Visa Card

The AARP Rewards Visa credit card offers features 3% rebates on gas and dining purchases, and has no annual fee.

As an added incentive new cardholders receive a $100 bonus after spending $500 within the first three months of using the card.

In addition they pay no interest on purchases made during their first 12 billing cycles, if they decide to hold a balance until then 

Though co-branded with the American Association of Retired Persons (AARP), you don’t have to be over 55 or even a member for this credit card.

Upon approval Chase may issue either a Visa Signature Card with a credit line of at least $5,000, or a Visa Platinum Card with minimum credit line of $500. 

In effort to help those in Chase Bank will donate $0.10 for each purchase made at a restaurant to the AARP Foundation towards the support of Drive to End Hunger.

A summary of rates, fees, features and benefits follows below.

Interest Rates

  • Purchases – 0% for 25 days if statement balance is zero
  • Purchases – 17.99% to 24.74% if statement balance is greater than zero
  • Cash Advances – 26.74%
  • Balance Transfers – 17.99% to 24.74% (if available)

Fees

  • Annual Fee: $0.00
  • Balance transfer: 3% ($5 min)
  • Cash advance: 5% ($5 min) or 5% at ATM
  • Foreign transaction: 3.0%
  • Late payment: up to $15 or $35
  • Returned payment: up to $35

Earn Rewards

  • 1 Member Reward point per dollar on eligible purchases
  • 3 Member Reward points per dollar on eligible gas stations or restaurants

Redeem Member Reward Points

  • Minimum to redeem: 2,000 points
  • As a statement credit or direct deposit checking or savings account
  • Gift cards such Walmart, Amazon, and more
  • Travel, including flight, hotels, cruises, etc.

Purchase Services

  • Theft and accidental damage protection, including cell phones
  • Return protection within 90 days of purchase
  • Free extended warranties (up to 2 years)

Travel Benefits

  • Roadside Assistance Hotline
  • Car rental and damage insurance (excludes liability coverage)
  • Global Assist Hotline (doesn’t pay for third-party costs)
  • Travel accident insurance on common carriers

Security Features

  • Fraud Protection
  • Advanced secure chip technology
  • Text alerts

Other Card Benefits

  • Mobile banking
  • Text and/or email alerts on purchases, balances, reminders, etc.
  • Monthly summaries