Tag Archives: Discover

Discover It Cash Credit Card

5% rebate on gas purchases has arrived.

Discover it Credit Card saves cardholders 5% on up to $1500 in purchases at gas stations, wholesale clubs and on ground transportation (activation required) from January 1 through March 31, 2017.

discover-it-credit-cardAll other purchases earn 1% cash rewards made with your Discover it card.

For new account holders Discover matches cash back rebates at the end of your first year, that’s up to 10% cash back (limits apply).

Note: if the account is closed before 12 billing cycles, there will be no match.

Best of all, Discover charges you no interest for 12 months from the date of your account opening, provided minimum payments are on purchases you make.

This feature is great to finance those larger purchases that may not be affordable with a single paycheck or could deplete your emergency nest egg.

You can redeem your cash rewards for cash at any time and with no minimums.

You can use your Discover it rewards just like cash, towards purchases at Amazon.com.

All these perks are given to the cardholder with NO annual fee!

Other Discover it Credit Card features include
damaged cell phone window

  • Hassle-free returns: Discover will refund purchase price ($500 max)  on eligible items, if the original store will not accept it within 90 days of purchase
  • Free cell phone insurance, up to $500, through purchase protection (call for details)
  • Should you lose your card, you can freeze your account in seconds with an on/off switch with the Discover App on your smartphone or the discovercard website
  • Paperless statement option
  • $0 fraud liability guarantee against unauthorized spending
  • Text alerts for security and reminders
  • Automatic payments available so you never miss a payment
  • Free monthly FICO scores from Transunion to track your credit rating

The fine print (subject to change):

  • Annual fee: $0
  • Introductory 0% financing for one year
  • No interest if balance paid in full with 25 days
  • Fee for balance transfer: 3% ($5 min)
  • Fee for cash advance: 5% ($10 min)
  • Fee for foreign transaction: 0%
  • Fee for late payment: $0 first time; $35 after that
  • Fee for returned payment: up to $37
  • Fee for going over your credit limit: $0
  • APR: purchases 11.24% to 23.24%
  • APR: cash advances 25.24%

Bonus Discover Deals with selected merchants for online purchases

  • Apple (5% off)
  • Walmart (5% off)
  • Kohl’s (5% off)
  • Macy’s (5% off)
  • Papa John’s (25% off)
  • 1-800 Flowers (15% off)
  • Avis (25% off weekly rental)
  • Bath & Body Works (20% off)

and over 100 more at discover deals.