Tag Archives: No annual fee

BBVA Compass ClearPoints Visa Card

BBVA Compass ClearPoints Visa Card offers
favorable interest rates and rewards

Get started now with an 0% intro APR offer for the first 13 months and $100 off the first $1500 in qualifying purchases

BBVA Compass ClearPoint Visa CardPay NO annual fee for the BBVA Compass ClearPoints credit card and add additional authorized users at no cost.

CUSTOMIZE YOUR CARD: Earn  up to 3 CompassPoints for every $1 spent on categories you chose when using the card.

Get up to 3X the points on gas, utilities, office supplies, etc.

These points can be redeemed for account credits, retail gift cards, exciting travel options and name-brand merchandise.

Select participating retailers offer higher account points than the 1%.

Free Enrollment feature means as a cardholder, you are automatically enrolled as a BBVA Compass ClearPoints customer at no additional charge.

Multiple Payment Options offers you the ability to pay your bill mail, automatic debit, online banking or at any local branch

Security alerts notify you of possible suspicious activity on your account, as well as convenience notices for payments, balances, special offers and more.

You never pay interest if you pay your balance in full every month.

If you prefer to talk to a person, account representatives are available to assist you by phone at 1-800-239-5175.

The complete VISA benefit package is available here.

Additional free services include:

  • Free extended warranty for up to one year
  • Call 1-800-551-8472 for no-hassle warranty registration
  • Generous free insurance coverage up to $10,000 per purchase, with a $50,000 maximum per cardholder
  • Free Common Carrier Insurance: A full Benefit Amount of $500,000 is payable for accidental loss of life, two hands or two feet, sight of both eyes, one hand or one foot and sight of one eye, speech and hearing in both ears or any combination thereof.
  • The Visa Auto Rental Collision Damage Waiver benefit (“Auto Rental CDW”) provides—at no additional charge—reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when certain terms and conditions are met.

FOR NBA  BBVA CARDHOLDERS

In addition to the credit card, BBVA offers a ($25 minimum) FREE BBVA Compass NBA checking account (with your favorite team’s logo) where you can:

  • Get a $100 NBAStore.com electronic gift card when you make three qualifying bill payments from your NBA Checking account
  • Earn $15 from Amazon.com for receiving two direct deposits
  • Get $10 from iTunes for using your BBVA Compass Check Card to make qualifying purchases from your NBA Checking account
  • There is NO monthly service charge for this checking account

 BBVA has an another special bonus offer for Everyday Heros:

Everyday Heros get 5,000 bonus CompassPoints when they open a new Clear Points or Visa Signature Credit Card within 60 days of opening a new Everyday Heroes checking account and make $500 in qualifying purchases within 30 days after opening the credit card. This relationship is limited to

10 Best No Interest Credit Cards

wallet with credit cardsTired of paying interest on your credit card monthly balances?

Open a new account to avoid interest charges for over a year with any of the ten 0% credit card introductory offers listed below.

Some of them feature interest-free periods as long as 21 months (almost 2 years)!

Others allow you to transfer your current balances, without any upfront transaction fees, to help straighten out your finances during the year.

You still must make the minimum monthly payments on the credit card account and keep track of when the introductory rate expires.

All of the featured selections also do not charge any annual fee.

Check out the choices and see which one or more fit your current situation.

CARD MONTHS FEES BONUS REWARDS
Chase Slate 15 0% $0 0.0%
Edward Jones World Card 12 0% $100 1.0%
Capital One BuyPower 12 0% $0 5.0%
Perdue Federal Visa 12 0% $0 1.0%
La Capitol Federal Credit Union 12 0% $0 0.0%
Alliant Credit Union 12 0% $0 0.0%
Citi Diamond Preferred 21 3% $0 1.0%
Citi Simplicity 21 3% $0 1.0%
Chase Freedom Unlimited 15 5% $150 1.5%
Citi ThankYou Preferred 15 3% $0 1.0%
Wells Fargo Propel American Express® 15 3% $0 1.0%
Wells Fargo Cash Wise Visa 15 3% $0 1.5%
Wells Fargo Platinum Visa 15 3% $0 0.0%

Cards with no balance transfer fee

Save on costly balance transfer fees with this group of cards. Some are lesser-known financial institutions who offer great deals.

Chase Slate

  • The longest 0% Introductory APR, 15 months, with no balance transfer fee.
  • The  transfer must be made during the first 60 days of account opening.
  • Monthly FICO® Score and Credit Dashboard for free

Edward Jones World Card

  • Must be an Edward Jones client to receive credit card
  • $100 Loyalty Invest™ Deposit bonus after making $500 in purchases within 90 days of opening account
  • Earn Loyalty Points® on everyday spending and redeem them for cash back (statement credit), travel, gift cards, charitable donations or Edward Jones Loyalty Invest™ deposits

Capital One BuyPower

  • 5% Earnings on your first $5,000 in purchases every year
  • 2% unlimited Earnings on purchases after initial $5,000 yearly spend
  • Earnings redeemable towards a purchase or lease of new GM vehicle

Perdue Federal Visa Signature

  • One-time $50 fee to join Purdue University Alumni Association as a Friend of the University
  • No cash advance fee
  • Earn 1.25 rewards points per $1 spent on purchases with card

La Capitol Federal Credit Union

  • Must pay a modest $20 fee to join the La Capitol Federal Credit Union by becoming a member of the Louisiana Association for Personal Financial Achievement
  • 0% APR for 12 months is only valid for balance transfers, not purchases, made within first 90 days of account opening
  • 1.99% APR on purchases made within the first 90 days for 12 months

Alliant Credit Union

  • Must be a member of the Alliant credit union, which anyone can do with a $10 donation towards Foster Care to Success.
  • 1 rewards point for every dollar spent with card
  • Earn 10,000 bonus points with qualifying spend

Cards with balance transfer fees

Balance transfer fees take away some of the benefits of 0% financing. New purchases may not incur interest charges during the introductory period, but transfer fees may add hundreds of dollars to your spend.

Citi Diamond Preferred

  • Longest zero-interest intro APR for new accounts at 21 months of zero percent financing
  • 0% APR for balance transfer is subject to an upfront 3% fee and must be completed with 4 months of account opening
  • Enjoyed the many priviledges of Mastercard Diamond Preferred membership

Citi Simplicity

  • Longest zero-interest intro APR for new accounts at 21 months of zero percent financing
  • 0% APR for balance transfer is subject to an upfront 3% fee and must be completed with 4 months of account opening
  • No late fees, no penalty rate and no annual fee

Chase Freedom Unlimited

  • $150 Bonus after spending $500 on purchases in first 3 months from account opening (see details for restrictions)
  • Longer than normal 15 month 0% intro APR period
  • Stiff 5% balance transfer fee
  • Unlimited 1.5% cash back on net purchases with credit card

Citi ThankYou Preferred

  • Lengthily 15 month 0% intro APR period to pay off large purchases
  • 0% intro APR is only valid for transfers within first 4 months of account opening and a 3% balance transfer fee will be charged.
  • Earn 1% rewards on most net purchases, with a higher 2% rewards on dining and entertainment items.

Wells Fargo Propel American Express®

  • 3% balance transfer fee during 15 month introductory period and 5% fee after that.
  • Earn 3x points at gas stations, 2x points at restaurants, 1x on virtually all other net purchases, although points expire after 5 years.
  • Applicants who have opened a Wells Fargo credit card account in the last 16 months will not receive the introductory APR rates.

Wells Fargo Cash Wise Visa®

  • Receive unlimited 1.5% cash rewards on net purchases.
  • Use your Wells Fargo Debit or ATM card to redeem for cash at Wells Fargo ATMs.
  • Credit line may be affected if you have current Wells Fargo credit card

Wells Fargo Platinum Visa

  • Basic Visa credit card with generous 15 month 0% APR offer.
  • Free cell phone protection up to $600 ($25 deductible) on phones purchased with Wells Fargo credit card.
  • Free access to your FICO® Credit Score with Wells Fargo Mobile® Banking.

Denver Broncos Credit Card

Denver BroncosReceive a generous 10,000 bonus points after after your first $500 in purchases within the first 90 days of account opening – enough to redeem for a $100 cash back statement credit

2 points on NFL and other team purchases!
2 points per $1 on game tickets, at team pro shops, even in-stadium on game day

Get 1 point on every $1 on on all things you buy!
Points do not expire as long as your account is open, active and in good standing. In addition, there are no caps on the number of points you can earn.

Special Ticket Financing
When you use your credit card to purchase game tickets from any participating NFL team ticket office, you will be eligible for a 0% Promotional APR for 6 billing cycles from the purchase date. No minimum ticket purchase amount is required.

20% off at NFLShop.com
That’s $20 off every $100 you spend on team merchandise!

Introductory rate rate on balance transfers

0% Intro APR for 15 months on balance transfers made within 45 days of account opening.

Enjoy Visa Signature® Benefits
Zero Liability on unauthorized transactions, 24-hour Concierge service, Lost Luggage Reimbursement, Purchase Security and more.

TERMS

  • Grace Period: 23 days
  • Annual Fee:  Zero
  • Balance Transfer Fee: 3% (min $5.00)
  • Cash Advance Fee: 5%
  • Foreign Transaction Fee: 3%
  • APR Intro: 0%
  • APR Revolving Balance: variable
  • APR Cash Advances: 25.24%
  • Rewards: 2% on NFL purchases; 1% on other purchases
  • Fraud Protection: yes
  • Warranty Extension: yes

Apply Here