Tag Archives: No annual fee

American Express Blue Cash Everyday Card

October 11, 2020BankAmerican Express, Intro APR, No annual fee, Rewards, Sign-up offersLeonard Kreicas

Blue Cash Everyday Card from American Express

For a limited time only the American Express Blue Cash Everyday Card offers new account holders a generous $200 statement credit after charging $1,000 worth of purchases with the card. This special promotion ends December 10, 2020.

In addition if cardholders decide to carry a balance, they pay no interest for 15 months. However a minimum monthly payment is due each billing cycle.

In addition be rewarded with cash back on purchases and other benefits and features that American Express offers its customers.

Rewards

3% cash back at U.S. supermarkets ($6,000 maximum per year)
2% cash back at U.S. gas stations on eligible purchases
2% cash back at select U.S. department stores, which includes online purchases
1% cash back on other eligible purchases

Interest Rates

Purchases – 0% for 25 days when statement balance is zero
Purchases – 13.99% to 23.99% depending on creditworthiness and prime rate
Cash Advances – 25.24%

Fees

Annual Fee: $0.00
Cash advance: 5% ($10 min)
Foreign transaction: 2.7%
Late payments – up to $40
Returned payment – up to $40

Redeem Membership Rewards

Cash back as statement credit ($25 minimum)
Merchandise such as electronics, fashion, home goods
Gift cards
Travel, including airfare, hotels, luggage
Entertainment
Donate to selected charities

Travel Benefits

Roadside Assistance Hotline
Car rental and damage insurance (excludes liability coverage)
Global Assist Hotline (doesn’t pay for third-party costs)
Travel accident insurance on common carriers

Security Features

Fraud Protection
Advanced secure chip technology
Text alerts

Amex Card Benefits

Exclusive savings with Amex Offers
Amex mobile app
ShopRunner program members receive free 2nd-day shipping from participating merchants.
Guaranteed savings off MSRP on new vehicles using the TrueCar service, with some dealers allowing cardholders to place the entire purchase on their Amex card, up to their credit limit
Entertainment Access for cardholder-only events and places
Monthly and annual summaries
Free authorized users cards

Simmons Visa Card

October 10, 2020BankIntro APR, Low interest, No annual fee, Sign-up offersLeonard Kreicas

simmons visa card

Simmons Bank Visa Card saves you money on interest with introductory 0% APR and low-interest purchase APR later on.

INTRODUCTORY OFFER

Enjoy 0% APR on purchases made within 12 months of opening a new account. Get the same 0% APR for balance transfers made within 60 days of account opening. A 3% fee is added to amount transferred

ABOUT

Founded in 1903 in Pine Bluff, Arkansas, Simmons Bank has survived pandemics and world wars to help customers in good times and bad. Simmons was recognized by Forbes as one of World’s Best Banks, “Banks were rated on general satisfaction and key attributes like trust, fees, digital services and financial advice.”

TERMS

Annual Fee: None
Purchase and balance transfer APR: 8.25%
Balance transfer fee: 3% ($10 minimum)
Cash advance APR: 12.25%
Cash advance fee: 3% ($4 minimum)
Grace period: 25 days
Foreign purchase transaction fee: 2%

FEATURES

Use your card anywhere VISA is accepted for purchases
Get up to $1,000,000 travel accident insurance at no additional cost
Car rental coverage
24/7 customer service representatives on call
$0 fraud liability protection on unauthorized use of card
Chip-secured technology
Text and/or email alerts on credit card activity

SUMMARY

The basic Simmons Bank Visa Card is a great choice for users who occasionally decide to carry a monthly balance on their credit card. Put together with an attractive introductory financing offer, the card can smooth out expenses at no or minimal interest expenses. Together with a bank that has a 100-year track record of stability, when reliability matters the Simmons Bank Visa is an excellent choice.

For details and application visit the Simmons Bank Visa Card web page.

Logix FCU Credit Cards

October 9, 2020Credit UnionIntro APR, No annual fee, Sign-up offersLeonard Kreicas

Logix FCU credit card designs

The Logix FCU credit card gives you the power of NO with

No annual fee
No balance transfer fee
No cash advance fee
No foreign transaction fees
No interest on purchases for first year

INTRODUCTORY OFFER

New card holders pay no interest on purchases for first 12 months the account is open.

Another choice when opening an account is to transfer balances with no fees or get cash advances with no fees at low APRs of 3.99% to 8.99% for the first 12 months.

In addition new rewards card holders receive 10,000 bonus points after a $1,000 spend within their initial 90 day period.

CARD CHOICES

Logix members enjoy a choice between their not-so basic low-interest Platinum Card or generous Platinum Rewards Card.

Non-rewards card has an APR as low as 8.24%

Rewards card APR can be as low as 10.74%

With NO cash advance fee or balance transfer fee you can get low-interest financing with only monthly minimum payments.

REWARDS

Earn a generous 1.5 points per dollar on eligible purchases.

Get up to 3 points per dollar with a Relationship Rewards account.

Redeem points for cash back, gift cards, travel, merchandise and more

FREE BENEFITS

You receive complimentary benefits and services for peace of mind and convenience.

Chip card for additional security
Auto Rental Coverage
Trip Cancellation Insurance
Mastercard Global Service
Identity Theft Resolution
$200,000 Travel Accident Insurance
Zero liability for unauthorized purchases with prompt notification
Smartphone friendly with Logix Mobile App, Apple Pay®, Google Pay™, or Samsung Pay
Set up autopay so you never miss a payments
Text and email alerts for account activity

ABOUT

In business since 1937 the Logix Federal Credit Union started as the Lockheed Aircraft Employees Federal Credit Union. Safe and stable for over 80 years, Logix has maintained a perfect record of positive earnings from the beginning. Rated A+ by DepositAccounts and on their America’s Top 200 Healthiest Credit Unions report, Logix also holds a 5-Star rating for financial strength from Bauer Financial. Forbes listed Logix as one of America’s Best Credit Unions.

HOW TO APPLY

Based in Southern California Logix FCU Field of Membership originally included only local residents and businesses. However people throughout the United States now can open an account by joining the American Consumer Council for a small fee.

Venmo Credit Card

October 6, 2020GroupNo annual fee, Rewards, SynchronyLeonard Kreicas

Venmo credit card

Venmo now offers select users a Venmo Visa credit card issued by Synchrony Bank.

Those eligible for the new card will notice an option for “Venmo Credit Card” in the drop-down menu of most recent version of its app. Available by invitation only to some users of the Venmo app, the card will gradually be offered to the entire Venmo community, but not the general public.

Introductory Offers

The card doesn’t have any sign-up incentives, such as bonuses or introductory APR discounts. Nor are balance transfers from other cards available. However the card doesn’t have any annual fee or foreign transaction fee. See terms and conditions for details.

Rewards

Account holders collect 3-2-1 cashback rewards from among eight eligible purchase categories.

Bills & utilities
Dining & nightlife
Entertainment
Gas
Grocery
Health & Beauty
Transportation
Travel

The 3% rebate goes towards the highest spend category, 2% rewards on second-most spend category, and 1% cashback on all other items. The bonus rates are assigned automatically on a monthly basis, i.e. no need to manually pick the best one.

Per reward terms users can even get 1% rewards for sending money via Venmo.

“When using your Card Account to send money to other Venmo users through your Venmo account.”

Unlike many cards that emphasize travel rewards, this is a great card to earn 3% rewards on utility bills because of its broad scope.

“Telecommunications, internet service providers, ongoing delivery of television/radio/streaming content on a subscription or fee basis, subscription products or services (such as magazine/newspaper subscriptions), electric or gas power, water supply, and refuse disposal or other utility services.”

Some items do not earn rewards: “Cash advances, disputed transactions, unauthorized or fraudulent transactions, interest, fees, or any other transactions that Synchrony may determine in its sole discretion are not eligible to earn Cash Rewards.”

Conveniences

Venmo Credit Card keeps tabs on card activity in the app, along with Venmo spending – every purchase, payment, split, and reward.

The card comes with the cardholder’s own unique QR code on the front, which makes accessing Venmo a breeze. Once the code is scanned a Venmo profile pops allowing authorized users to pay or get paid.

Use the card online and wherever Visa is accepted. The purchase amount can even be split with others – just like regular Venmo payments. Easily apply funds from them as payments to your credit card bill or to your Venmo account.

The Venmo Credit Card is a chip-enabled card for greater security. You can use it as a contact-less card for a secure, touch free way to pay on enabled terminals.

More information and details

For further details on the new Venmo Credit Card, call Venmo Credit Card support at 855-878-6462 or you can explore their Help Center at your leisure.

CREDIT CARDS

Choose the right credit card for you

Tag Archives: No annual fee

Venmo Credit Card

Introductory Offers

Rewards

Conveniences

More information and details