Tag Archives: No annual fee

Barnes and Noble MasterCard

No Annual Fee, Rewards, ,

Barnes And Noble MasterCardBarnes and Noble MasterCard Rewards Begin with a $25 Gift Card.

After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. It’s their way of saying ‘thank you’ for becoming a card member.

Get 5% off on every book or other purchase at Barnes & Noble

That’s in addition to any other discounts you may receive. Just pay with your Barnes & Noble MasterCard at any Barnes & Noble store or online at BN.com and you’ll save an extra 5% delivered as a credit on your statement.

Earn Free Barnes & Noble Gift Cards

Earn one Reward Point for every dollar you charge anywhere else, even for everyday purchases like gas and groceries. Every time you reach 2,500 points, you’ll automatically receive a $25 Barnes & Noble Gift Card.

No Annual Fee Plus a Great Introductory Rate on Balance Transfers

There is no annual fee for the Barnes & Noble MasterCard and you can take advantage of a special low rate on balance transfers.

To get the details and apply go the Barnes & Noble MasterCard application page.

Barnes & Noble also offers an exclusive members-only program for a low $25 annual fee, that more than pays for itself with:

Amazing In-Store Saving (does not apply to BN.com purchases)
40% Off Hardcover Bestsellers
10% Off Almost Everything Else
Free Express Shipping on BN.com Orders
1-3 Days! No Minimum Purchase
Member-Exclusive Offers
We’ll send you special savings via email throughout the year

American Legion MasterCard

Group, Low Interest, No Annual Fee, Rewards,
American Legion MasterCard
Support the American Legion

The American Legion MasterCard issued by USAA bank offers an introductory 0% APR on purchases for the first 12 billing cycles after a new credit card account is opened.

Members who enroll in the MasterCard rewards program get 2,500 bonus points after their first purchase and one point for every dollar in purchases, which can be redeemed online at usaa.com.

Members who enroll in the MasterCard cash rewards option receive a generous 1.25% cash back rebate on almost all their purchases.

The points have no limit on the amount they earn and no expiration date.

Cardholders support what The American Legion represents, because with each eligible purchase, USAA Bank makes a contribution to American Legion programs that focus on veterans’ rights issues and their quality of life.

The American Legion MasterCard features

  • No annual fee
  • APR as low as 9.90% for people with excellent credit
  • No APR penalty
  • No minimum interest charge
  • No over credit limit fee
  • Low 1% foreign transaction fee
  • Zero liability for unauthorized charges
  • Purchase protections for items lost, stolen or damaged within 90 days of purchase

TERMS

  • Grace Period: 25 days
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (max. $200)
  • Cash Advance Fee: 3% (max. $200)
  • APR purchase introductory offer: 0% for 12 months
  • APR balance transfer introductory offer: 0% for 12 months (3% fee applies)
  • APR after introductory period: 9.90% to 25.99%
  • APR Balance Transfer after 1st year: 9.90% to 25.99%
  • APR Cash Advances: 9.90% to 25.90%
  • Fraud Protection: yes
  • Warranty Extension: yes

To be eligible for the American Legion MasterCard a person has to be currently on active duty, serving the United States honorably, anywhere in the world, or have served honorably during any of the eligible war eras.

Besides the rewards MasterCard, USAA bank offers other choices of an American Express credit card, Visa credit card, Military Affiliate Card, Secured Cards and Rate Advantage Card (6.90% APR but no rewards).

Redeeming the rewards for cash only gives members $1 for every 100 points after 20,000 points. The table below illustrates payouts for under 20,000 points.

Number of Points Redeemed Gift Certificate / Card Reward Value

3,000

$25

6,000

$50

12,000

$100

15,000

$125

20,000

$200

For travel though, the points can be redeemed at full point value of $1 for every 100 points.

When you apply for the apply for American Legion MasterCard (rewards version) or the American Legion MasterCard (cash rewards version) you will receive one of the three following  cards:

USAA bank has earned an outstanding reputation for customer service with glowing reviews and awards from sources such as Forrester Research, the Tablet Banking Report, BAI’s Mobile Link Award, the Temkin Customer Service Ratings.

In addition USAA bank’s Member Community features an intimate and lively forum where members can have their voices heard and questions answered in a friendly manner.