Tag Archives: No annual fee

BBVA Compass ClearPoints Visa Card

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BBVA ClearPoints credit card offers 3% rewards on groceries

BBVA ClearPoints credit card

Flexible choices give you better deals. The BBVA credit card allows you how you want to be rewarded. You get extra savings, 3% or 2%, from among these ten categories.

  1. Business
  2. Dining
  3. Entertainment
  4. Gas
  5. Groceries
  6. Health Care
  7. Maintenance
  8. Retail
  9. Travel
  10. Utilities

Choices are made quarterly, so you can plan ahead of time which charges to put on the card to maximize savings.

These points can be redeemed for an account credit without any complicated math.

As an incentive BBVA offers an 0% introductory APR for 13 months to new credit card holders qualifying purchases.

Apply here for details.

Pay NO annual fee for the BBVA Compass ClearPoints credit card and add additional authorized users at no cost.

Multiple Payment Options offers you the ability to pay your bill by mail, automatic debit, online banking or at any local branch

Security alerts notify you of possible suspicious activity on your account, as well as convenience notices for payments, balances, special offers and more.

You never pay interest if you pay your balance in full every month.

Representatives are available to assist you in the application process at 1-800-239-5175.

The complete VISA benefit package is available here.

Additional free services include:

  • Free extended warranty for up to one year
  • Call 1-800-551-8472 for no-hassle warranty registration
  • Generous free insurance coverage up to $10,000 per purchase, with a $50,000 maximum per cardholder
  • Free Common Carrier Insurance: A full Benefit Amount of $500,000 is payable for accidental loss of life, two hands or two feet, sight of both eyes, one hand or one foot and sight of one eye, speech and hearing in both ears or any combination thereof.
  • The Visa Auto Rental Collision Damage Waiver benefit (“Auto Rental CDW”) provides—at no additional charge—reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when certain terms and conditions are met.

 BBVA has an another special bonus offer for Everyday Heroes:

Everyday Heroes get 5,000 bonus CompassPoints when they open a new Clear Points or Visa Signature Credit Card within 60 days of registering with the Everyday Heroes specialty program. This relationship is limited to

  • Teachers
  • Law enforcement members
  • Fire fighters and first responders
  • Healthcare workers including nurses, pharmacists, medical technicians
  • Active, reserve, and retired U.S. Military personnel

Apply here to find out about eligibility requirements.

BJ’s Credit Card

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BJs credit card Mastercard

BJ’s credit card gives you 5% (Elite) or 3% (Plus) Credit Back on most BJ’s purchases, including groceries.

You pay no annual fee and no interest at all on your purchases when you pay the balance off in full every billing cycle.

Or you prefer you can take out meals from or dine in at restaurants and receive 2% rewards, which are redeemable for BJ’s Gift cards.

BJ’s offers extra savings to it’s members with in-club coupons, instant online coupons, special email offers and everyday low prices.

In addition BJ’s Perks Mastercard gives you peace of mind should your purchase be defective or don’t satisfy your needs with generous return or exchange policy.

Three levels of annual memberships are available:

  • $10 for Online Shopping only
  • $30 for Inner Circle which includes In-Club and Online purchases
  • $50 for Perks Rewards that gives an extra 2% credit back as BJ’s Gift card

Apply here for the BJ’s Perks Card and find out about the benefits of a BJ’s membership here.

American Express EveryDay® Credit Card

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Amex Everyday

Great features for today’s times.

  • 2% rewards on groceries (up to $6,000 in purchases)
  • Introductory 0% APR for 15 months
  • No balance transfer fee
  • 20% extra points if used 20 or times in billing period
  • No annual fee
  • Introductory $100 bonus after spending $1,000 within 3 months

Fees

  • Annual Fee: $0.00
  • Fee on balance transfer: $0
  • Cash advance: 5% ($10 min)
  • Foreign transaction: 2.7%
  • Late payment: up to $39
  • Returned payment: up to $39

Earn Rewards

  • 1 Membership Reward point per dollar on eligible purchases
  • 2 Membership Reward points per dollar on eligible US grocery store purchases
  • 2 Membership Reward points on amextravel.com if enrolled in the program
  • Minimum to redeem: 2,000 points

Redeem Membership Rewards

  • Cash back on eligible purchases
  • Merchandise such as electronics, fashion, home goods
  • Online shopping at amazon.com, bestbuy.com, walmart.com, grubhub.com, and more 
  • Gift cards
  • Travel, including airfare, hotels, luggage
  • Entertainment
  • Donate to selected charities

Purchase Services

  • Theft and accidental damage protection, including cell phones
  • Return protection within 90 days of purchase
  • Free extended warranties (up to 2 years)

Travel Benefits

  • Roadside Assistance Hotline
  • Car rental and damage insurance (excludes liability coverage)
  • Global Assist Hotline (doesn’t pay for third-party costs)
  • Travel accident insurance on common carriers

Security Features

  • Fraud Protection
  • Advanced secure chip technology
  • Text alerts

Amex Card Benefits

  • Exclusive savings with Amex Offers
  • Amex mobile app
  • ShopRunner program members receive free 2nd-day shipping from participating merchants.
  • Entertainment Access for cardholder-only events and places
  • Monthly and annual summaries
  • Free authorized users cards

For all the fine print and application visit the American Express Everyday® site.