Tag Archives: No annual fee

BBVA Compass ClearPoints Visa Card

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BBVA ClearPoints credit card offers 3% rewards on groceries

BBVA ClearPoints credit card

Flexible choices give you better deals. The BBVA credit card allows you how you want to be rewarded. You get extra savings, 3% or 2%, from among these ten categories.

  1. Business
  2. Dining
  3. Entertainment
  4. Gas
  5. Groceries
  6. Health Care
  7. Maintenance
  8. Retail
  9. Travel
  10. Utilities

Choices are made quarterly, so you can plan ahead of time which charges to put on the card to maximize savings.

These points can be redeemed for an account credit without any complicated math.

As an incentive BBVA offers an 0% introductory APR for 13 months to new credit card holders qualifying purchases.

Apply here for details.

Pay NO annual fee for the BBVA Compass ClearPoints credit card and add additional authorized users at no cost.

Multiple Payment Options offers you the ability to pay your bill by mail, automatic debit, online banking or at any local branch

Security alerts notify you of possible suspicious activity on your account, as well as convenience notices for payments, balances, special offers and more.

You never pay interest if you pay your balance in full every month.

Representatives are available to assist you in the application process at 1-800-239-5175.

The complete VISA benefit package is available here.

Additional free services include:

  • Free extended warranty for up to one year
  • Call 1-800-551-8472 for no-hassle warranty registration
  • Generous free insurance coverage up to $10,000 per purchase, with a $50,000 maximum per cardholder
  • Free Common Carrier Insurance: A full Benefit Amount of $500,000 is payable for accidental loss of life, two hands or two feet, sight of both eyes, one hand or one foot and sight of one eye, speech and hearing in both ears or any combination thereof.
  • The Visa Auto Rental Collision Damage Waiver benefit (“Auto Rental CDW”) provides—at no additional charge—reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when certain terms and conditions are met.

 BBVA has an another special bonus offer for Everyday Heroes:

Everyday Heroes get 5,000 bonus CompassPoints when they open a new Clear Points or Visa Signature Credit Card within 60 days of registering with the Everyday Heroes specialty program. This relationship is limited to

  • Teachers
  • Law enforcement members
  • Fire fighters and first responders
  • Healthcare workers including nurses, pharmacists, medical technicians
  • Active, reserve, and retired U.S. Military personnel

Apply here to find out about eligibility requirements.

BJ’s Credit Card

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BJs credit card Mastercard

BJ’s credit card gives you 5% (Elite) or 3% (Plus) Credit Back on most BJ’s purchases, including groceries.

You pay no annual fee and no interest at all on your purchases when you pay the balance off in full every billing cycle.

Or you prefer you can take out meals from or dine in at restaurants and receive 2% rewards, which are redeemable for BJ’s Gift cards.

BJ’s offers extra savings to it’s members with in-club coupons, instant online coupons, special email offers and everyday low prices.

In addition BJ’s Perks Mastercard gives you peace of mind should your purchase be defective or don’t satisfy your needs with generous return or exchange policy.

Three levels of annual memberships are available:

  • $10 for Online Shopping only
  • $30 for Inner Circle which includes In-Club and Online purchases
  • $50 for Perks Rewards that gives an extra 2% credit back as BJ’s Gift card

Apply here for the BJ’s Perks Card and find out about the benefits of a BJ’s membership here.

BB&T Spectrum Cash Rewards Card

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BBT credit card Spectrum Cash Rewards

BB&T Spectrum Cash Rewards Card account holders get 2% back on groceries and utilities’ payments.

Plus new account holders pay no interest (0% APR) on purchases for their first 12 billing cycles (minimum payments apply).

Great credit card for everyday purchases helping customers manage their bills.

The rewards are generous with

  • 3% cash back on gas
  • 2% cash back on groceries and utilities
  • 1% cash back on other qualifying net purchases
  • A 10% bonus cash back on redeeming your rewards into your BB&T checking or savings account

Here is what else the BB&T Spectrum Cash Rewards Credit Card has:

Straightforward Terms

  • No annual fee
  • 0% Introductory APR on net purchases and balance transfers
  • 25 day grace period, i.e. try before you buy
  • No minimum interest charge
  • No penalty APR
  • No over-the-credit-limit fee
  • No returned payment fee
  • However a late fee applies if your payment is not made by your due date
  • Complete terms and conditions

Easy Online Access

  • Pay bills and transfer money between accounts, including non-BB&T accounts
  • Pay recurring bills with our automatic bill payment option
  • Free alerts to monitor suspicious account activity
  • Go paperless—view statements online
  • Access up to 24 months of online statements
  • Detailed yearly report of your card expenditures (online or print)

Complete Protection

  • Visa’s Zero Liability provides 100% fraud protection against unauthorized use.
  • Extended warranty
  • Quick delivery of replacement card or emergency cash if your card is lost or stolen.
  • Complimentary rental car insurance
  • 24-hour roadside and emergency transportation assistance
  • Medical and legal referral assistance
  • Travel accident insurance
  • Pre-trip and lost luggage assistance
  • Emergency airline ticket replacement
  • Valuable document delivery assistance
  • Emergency translation services

Additional Benefits

  • Accepted at more than 32 million locations worldwide
  • Can be used at more than 800,000 ATMs worldwide

Some of these benefits are provided by Visa. Certain limitations, exceptions and restrictions may apply to these Visa benefits. Details are available online or at a local branch.

Apply in person at your local branch or ONLINE.