Tag Archives: No annual fee

American College of Physicians Credit Card

American College Physicians Credit Card

Get a $200 cash back bonus after charging $1000, within 90 days, to a new American College of Physicians Credit Card.

Finance larger purchases for the first 12 billing cycles by making at least the minimum payment due with an introductory APR of 0%.

On top of those incentives card holders get these rewards for the life of the programs every time they shop:

  • 3% cash back in one of the following categories: gas, online shopping, dining, travel, drug stores, home improvement or furnishings
  • 2% cash back at grocery stores and wholesale clubs and
  • 1% cash back on other eligible purchases

Certain restrictions and limits apply, so make sure to read the fine print in the application.

The Visa Signature Card from Bank of America, offers many features such as lost luggage reimbursement, cell phone protection, extended warranties, and more at no cost to the cardholder.

TERMS & BENEFITS

  • Grace Period: 25 days
  • Annual Fee: $0
  • APR Purchases after intro: 16.24% to 26.24%
  • APR Balance Transfers after intro: 15.74% to 25.74%
  • APR Cash Advances: 19.24% to 27.24%
  • Balance Transfer Fee: 3% (min $10)
  • Cash Advance Fee: 3% (min $10)
  • Foreign Transaction Fee: 3%
  • APR Balance Transfer: 15.74% to 25.74%
  • APR Cash Advances: 24.24%
  • Fraud Protection: yes
  • Alerts on card use and bills available
  • Complimentary monthly FICO scores available
  • 24/7 customer service for questions and assistance

This credit card is open only to members of the American College of Physicians(ACP), which serves doctors on a variety of ways according to its web site.

“ACP is a national organization of internists, the largest medical-specialty organization, and second-largest physician group in the United States. Our 161,000 members include internists, internal medicine subspecialists, medical students, residents, and fellows.”

Kroger Rewards Credit Card

Koger shopping cart

Limited time offer: save up to $.55 per gallon of fuel with new Kroger Rewards credit card

Great savings, but these conditions apply:

  • Good for new account holders only
  • Redeemable only at Kroger Family of Companies Fuel Centers
  • Minimum of 100 existing fuel points earned in a single month
  • Not valid with any other fuel offer

Save money with Kroger World Mastercard®

  • 1 point per net $1 spent anywhere Mastercard is accepted
  • 2 points per net $1 spent in the Kroger family of stores (see below)
  • 3 points per net $1 spent on the Kroger family of quality brands
  • Additional 25¢ fuel discount at participating Kroger family of stores*

Free benefits and services

  • No annual fee
  • No foreign transaction fee
  • No penalty on over-limit purchases
  • 24-day, interest-free grace period on purchases
  • Balance transfer fee: 4%
  • Free Gold Checking account from US Bank
  • Automatic bill payment
  • Account alerts for peace of mind
  • Travel & emergency assistance services
  • Mastercard Global Service at no charge
  • Auto rental collision damage waiver
  • Free online account access – 24 hours a day, 7 days a week
  • Mobile banking on smartphones
  • Warranty manager service
  • Zero fraud liability
  • Annual account summary

The 1-2-3 Kroger Rewards Card is issued by USBank.

Kroger family of companies includes these grocery stores

  • Baker’s
  • City Market
  • Dillons
  • Food 4 Less
  • Foods Co
  • Fred Meyer
  • Fry’s
  • Gerbes
  • Harris Teeter
  • King Soopers
  • Jay C Food Store
  • Kroger
  • Owens Market
  • Pay-Less Super Markets
  • QFC
  • Ralphs
  • Smith’s Food and Drug

Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.