Chase Freedom Flex Credit Card offers a $200 signup bonus plus 5% cash back for rotating categories.
Sign up bonus
Get receive a $200 bonus after charging only $500 or more on Freedom Flex Card within three months of opening the account.
Zero percent interest introductory offer
Pay no interest on purchases during the first 15 months, although a minimum monthly payment needs to be made.
Extra rewards with 5% on rotating categories
Jan.1 to March 31 Wholesale clubs such as BJ’s and Sam’s Club (Costco does NOT accept Mastercard in-store), internet, cable and phone services, select streaming services ($1,500 maximum per quarter – then 1% rewards)
April 1 to June 30 Grocery stores, gym memberships and fitness clubs, select streaming services
July 1 to Sept. 30 Amazon.com, Whole Foods Market
Oct. 1 to Dec. 31 Walmart, PayPal
Other bonus categories
5% on travel purchased through Chase Ultimate Rewards
3% on dining, which includes fast food, takeout and delivery
3% on drugstore purchases
Other great features
No annual fee
No minimum to redeem cash back rewards
Rewards never expire as long as account remains open
Free benefits and services
Zero liability protection
24/7 Fraud monitoring never sleeps
Free cell phone theft or damage insurance
Purchase protection for 120 days (up to $500 per claim)
Extended warranty program
Trip cancellation/interruption insurance
Free credit score and identity restoration service
Great Discover It 5% rebate categories starting January 1, 2021
From January 1 to March 31 Discover cardholders earn 5% cash back rewards:
stand alone point-of-sale terminals inside building
Walmart grocery pick-up and delivery
Target grocery isn’t eligible
Convenience stores (7-11, Dollar Tree, etc.) and gas stations aren’t eligible
Walgreens stores or Walgreens.com
CVS stores or CVS.com
Rare opportunity: 5% cash back on gift cards and Walmart.com grocery pick up orders.
There is a $1,500 max spend for the 5% rebate program. Amounts over that get only 1% rewards, which limits the extra cash back to no more than $120 per quarter. But that can add up to a bonus of $480 for the first year.
New Account Incentives
Get 0% financing on all your purchases for 14 months from the date of account opening to help spread out the bill for a large purchase, plus the rewards.
For new account holders Discover matches cash back rebates at the end of your first year, that’s up to 10% cash back (limits apply).
Note: if the account is closed before 12 billing cycles complete, there will be no match.
How to redeem your rewards
Statement credit no minimum amount to qualify
Direct deposit to your bank account
Use on purchases at Amazon.com
Buy featured gift cards with $5 added to certain ones, e.g. a Dell $50 gift card can obtained with only $45 cash rewards
Donate to participating charities
Discover it Credit Card Benefits
Get cash over your purchases, up to $120 per purchase every 24 hours, without ATM fees, at select retail locations, such as Food Lion, Harris Teeter, Walmart
24/7 U.S. based customer service
Should you lose your card, you can freeze your account in seconds with an on/off switch with the Discover App on your smartphone or the discovercard website
Get 5% cash back on Amazon and other bookstores with the Affinity FCU Cash Rewards Visa Signature credit card.
The bonus rewards are good up to $3,500 in purchases per month. After that card holders still get rewarded, but at the standard 1% rate. The 5% rewards still give shoppers up to $175 cash back per month while shopping on Amazon. That’s a generous $2,100 savings per year.
Get $200 cash back after charging $3,000 on your new card within the first 90 days of account opening. The bonus is in addition to the rewards you receive with the purchases. There may be a delay of up to sixty days before the bonus is posted to your account.
In addition to the savings on Amazon, Affinity FCU Cash Rewards Visa Signature card holders get 2% cash rewards when they use the card at
Restaurants, which includes fast food and takeout items
Supermarkets (grocery stores) for most items except gift cards
Popular streaming services such Netflix and Spotify
Ride sharing services like Uber or Lyft
For all other credit card purchases cardholders are still entitled to receive 1% cash back rewards.
The Cabela’s Visa Credit Card is now a Cabela’s Club World Mastercard credit card from Capital One.
New Cabela’s Club World Mastercard members get $20 in CLUB points, plus a bonus $20 CLUB points after making 5 purchases within 30 days of opening.
Every purchase at Cabela’s or Bass Pro Shops with the card earns cardholders 2% rewards good towards the CLUB card. Even purchases made elsewhere add 1 CLUB point per dollar. Redeem those CLUB points for free gear at either Bass Pro Shops or Cabela’s.
Card holders get a special break with financing from Capital One Bank. Charges on merchandise bought at Bass Pro Shops and Cabela’s pay a 9.99% APR on unpaid balances.
MORE BENEFITS & FEATURES
You get the privileges of a Cabela’s credit card with no annual fee.
Nor does the card impose any over the limit or returned payment fees.
The points never expire and there is no limit on how many points you can earn.
In addition cardholders receive notice of special offers.