Tag Archives: Rewards

Venmo Credit Card

Venmo credit card

Venmo now offers select users a Venmo Visa credit card issued by Synchrony Bank.

Those eligible for the new card will notice an option for “Venmo Credit Card” in the drop-down menu of most recent version of its app. Available by invitation only to some users of the Venmo app, the card will gradually be offered to the entire Venmo community, but not the general public.

Introductory Offers

The card doesn’t have any sign-up incentives, such as bonuses or introductory APR discounts. Nor are balance transfers from other cards available. However the card doesn’t have any annual fee or foreign transaction fee. See terms and conditions for details.

Rewards

Account holders collect  3-2-1 cashback rewards from among eight eligible purchase categories.

  • Bills & utilities
  • Dining & nightlife
  • Entertainment
  • Gas
  • Grocery
  • Health & Beauty
  • Transportation
  • Travel

The 3% rebate goes towards the highest spend category, 2% rewards on second-most spend category, and 1% cashback on all other items. The bonus rates are assigned automatically on a monthly basis, i.e. no need to manually pick the best one.

Per reward terms users can even get 1% rewards for sending money via Venmo.

“When using your Card Account to send money to other Venmo users through your Venmo account.”

Unlike many cards that emphasize travel rewards, this is a great card to earn 3% rewards on utility bills because of its broad scope.

“Telecommunications, internet service providers, ongoing delivery of television/radio/streaming content on a subscription or fee basis, subscription products or services (such as magazine/newspaper subscriptions), electric or gas power, water supply, and refuse disposal or other utility services.”

Some items do not earn rewards: “Cash advances, disputed transactions, unauthorized or fraudulent transactions, interest, fees, or any other transactions that Synchrony may determine in its sole discretion are not eligible to earn Cash Rewards.”

Conveniences

Venmo Credit Card keeps tabs on card activity in the app, along with Venmo spending – every purchase, payment, split, and reward.

The card comes with the cardholder’s own unique QR code on the front, which makes accessing  Venmo a breeze. Once the code is scanned a Venmo profile pops allowing authorized users to pay or get paid.

Use the card online and wherever Visa is accepted. The purchase amount can even be split with others – just like regular Venmo payments. Easily apply funds from them as payments to your credit card bill or to your Venmo account.

The Venmo Credit Card is a chip-enabled card for greater security. You can use it as a contact-less card for a secure, touch free way to pay on enabled terminals.

More information and details

For further details on the new Venmo Credit Card, call Venmo Credit Card support at 855-878-6462 or you can explore their Help Center at your leisure.

First National Bank of Omaha Credit Cards

bag of groceries

Want to be rewarded with a 2% cashback credit card?

Or is paying no interest until 2022 with a balance transfer your preference?

First National Bank of Omaha offers new account holders Visa credit cards that satisfy either need.

Cashback Rewards Visa® Card

Paying with cash does not get 2% off purchases or the right to dispute a purchase and have the store deal with hassles of credit card companies.

  • 2% cash back on every qualifying purchase.
  • Rewards don’t expire for accounts in good standing.
  • Redeem for cash back as a statement credit, an ACH deposit into a checking or savings account or a check.

Platinum Edition® Visa® Card

  • 0% introductory APR for the first 15 billing cycles on balance transfers.
  • After introductory period the APR may be between 12.24% and 20.24% depending on creditworthiness.
  • A 3% balance transfer fee applies for introductory transfers

Both First National Bank of Omaha Visa credit cards feature

  • No annual fees
  • Zero Liability Protection
    The card information is protected 24/7 and you won’t be held liable for unauthorized purchases made with your card or account information.
  • Purchase Protection
    Protects nearly everything you buy with your card against theft, accidental damage and fire within the first 90 days after purchase.
  • Free FICO scores
    FNBO teamed up with FICO to give customers complimentary monthly access to their FICO Score.
  • Free checking account
    Simple, flexible checking for the modern pace of life with no hidden fees or hoops to jump through.
  • AutoPay schedules
    Payments can be automatically deducted from  checking or savings account on the due date, so the bill will be paid on time.

Barclaycard with Apple Financing

Barclaycard with Apple financing

The Apple Rewards Barclaycard and the Barclaycard Financing Visa have both been discontinued as of Sept. 2020.

Material below is for archival purposes only.

Upon approval new cardholders receive special financing on purchases within 30 days of account opening depending on amount charged.

  • Less than $499, interest is deferred for 6 months (up to between $81 and $145)
  • From $499 to $999, interest is deferred for 12 months (up to between $162 and $290)
  • Over $999, interest is deferred for 18 months (over $162 to $290 depending on APR)

Deferred interest you owe interest on the merchandise from the date of purchase if the balance is not paid in full when the promotional period ends.

The special financing applies only to products bought at Apple Store Location, online at apple.com, or via phone through -1-800-MY-APPLE posting within 30 days of account opening.

This card doesn’t garner any rewards on purchases whether at a generous 0% financing promotion on purchases made at Apple within the first 30 days of account opening to make owning an Apple product easier on the budget.

Visit the VISA credit card website to find out more about VISA cards and their benefits that are included free of charge:

  • No annual fee
  • ID theft protection
  • $0 fraud liability protection
  • Purchase security
  • Return protection
  • Warranty manager service
  • Auto rental collision damage waiver (personal only)

Wayfair Credit Card

Wayfair Credit Card Mastercard

Effective September 11, 2020 the Wayfair Credit Card and Wayfair Mastercard are issued by Citibank.

The Comenity Bank Credit Card Program has ended and is no longer valid for new transactions. Rewards earned through September 10, 2020 can be redeemed until September 10, 2021.

Cardholders can get help from the Wayfair Credit Services team at wayfair.accountonline.com or via phone at 1-800-365-2714.

Both of the new Wayfair credit cards offer a choice of 5% back in rewards at Wayfair or no interest deferred financing for 24 months.

WAYFAIR CREDIT CARD
  • $40 off qualifying first offer of $250 or more
  • No annual fee
WAYFAIR MASTERCARD
  • $40 off qualifying first offer of $250 or more
  • No annual fee
  • 3% rewards at grocery store
  • 2% rewards for online purchases
  • 1% everywhere else

The credit card application is for both the store cards and Mastercard. Upon approval you can choose which version you prefer.

The Wayfair credit card can be used at wayfair.com, jossandmain.com, allmodern.com, birchlane.com, perigold.com, while purchases on the Mastercard version can be made anywhere Mastercard is accepted.

For details and application visit the Wayfair Credit Card page.