Tag Archives: Rewards

American College of Physicians MasterCard

American College Physicians Credit Card

Get a $200 cash back bonus after charging $1000, within 90 days, to a new American College of Physicians Credit Card.

Finance larger purchases for the first 12 billing cycles by making at least the minimum payment due with an introductory APR of 0%.

On top of those incentives card holders get these rewards for the life of the programs every time they shop:

  • 3% cash back in one of the following categories: gas, online shopping, dining, travel, drug stores, home improvement or furnishings
  • 2% cash back at grocery stores and wholesale clubs and
  • 1% cash back on other eligible purchases

Certain restrictions and limits apply, so make sure to read the fine print in the application.

The Visa Signature Card from Bank of America, offers many features such as lost luggage reimbursement, cell phone protection, extended warranties, and more at no cost to the cardholder.

TERMS & BENEFITS

  • Grace Period: 25 days
  • Annual Fee: $0
  • APR Purchases after intro: 16.24% to 26.24%
  • APR Balance Transfers after intro: 15.74% to 25.74%
  • APR Cash Advances: 19.24% to 27.24%
  • Balance Transfer Fee: 3% (min $10)
  • Cash Advance Fee: 3% (min $10)
  • Foreign Transaction Fee: 3%
  • APR Balance Transfer: 15.74% to 25.74%
  • APR Cash Advances: 24.24%
  • Fraud Protection: yes
  • Alerts on card use and bills available
  • Complimentary monthly FICO scores available
  • 24/7 customer service for questions and assistance

This credit card is open only to members of the American College of Physicians(ACP), which serves doctors on a variety of ways according to its web site.

“ACP is a national organization of internists, the largest medical-specialty organization, and second-largest physician group in the United States. Our 154,000 members include internists, internal medicine subspecialists, medical students, residents, and fellows.”

For details about the credit card and an online application visit the membership benefits page.

American Quarter Horse Association Credit Card

American Quarter Horse Association Credit CardGet a $150 cash back bonus (after spending $500 within 90 days of opening an account) and benefit the American Quarter Horse Association.

Plus pay no interest for the first 12 Statement Closing Dates following the opening of your account with the 0% Introductory APR.

  • 3% cash back in the category of your choice that includes either gas, online shopping, dining, travel, drug Stores, or home improvement & furnishings
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other eligible purchases

It’s easy to choose by simply going to the Mobile Banking app or to Online Banking and changing your choice category for future purchases once each calendar month, or make no change and it stays the same.

TERMS & BENEFITS

  • Grace Period: 25 days
  • APR Intro: 0% for 12 months
  • APR Revolving Balance: 16.24% to 26.24%
  • APR Balance Transfer Intro: 0% for 12 months
  • APR Balance Transfer: 16.24% to 26.24%
  • APR Cash Advances: 19.24% to 27.24%
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (min $10)
  • ATM Cash Advance Fee: 5% (min $10)
  • Foreign Transaction Fee: 3%
  • Fraud Protection: yes
  • Warranty Extension: yes
  • Price Protection: n/a

Besides what the Visa card gives you, support from Bank of America makes these AQHA programs and events possible:

For more details and information visit the American Quarter Horse Association credit card application page.

VeraBank World Mastercard

VeraBank Credit Card

Originally established as the Citizens National Bank, today VeraBank is dedicated to serve as the preferred financial services provider in its marketplace.

With its deep community bank roots and independent spirit, VeraBank offers

  • outstanding service
  • relevant products and efficient channels
  • the best and brightest bankers in its communities

Ultimate customer satisfaction and care sets VeraBank from the others, as explained by the guiding principles established from its very inception.

In the old days in this part of the country, if you had a cow, a sow, and a hen, you could survive.

From the cow came the milk and butter; from the sow the bacon, lard, and hams; and from the hen, eggs.

As East Texas became more and more affluent, we reminded ourselves and our customers – “Don’t forget the cow, the sow, and the hen.”

cow, sow, hen

Read the terms and benefits below carefully to judge whether the VeraBank Mastercard should be part of your financial well-being.

Introductory Offer
  • 2.90% APR on purchases and balance transfers during the first 6 months
Rewards
  • Get one point for every eligible $1 spent on your credit card
  • Flexible Rewards Options
    • Travel
    • Cash
    • Merchandise
    • Retail Gift Cards
Interest Rates as Annual Percentage Rate (APR)
  • Purchases paid in full within 25 days of statement date: 0%
  • Balances on statements after 25 days: 17.49%
  • Balance Transfers: 17.49%
  • Cash Advances: 17.49%
Fees
  • Annual Fee: none
  • Balance transfers: 3% ($10 min)
  • Cash Advances: 3% ($10 min)
  • Foreign transaction: 2%
  • Late penalty: $25
Free Benefits
  • Zero-liability on unauthorized use of the card
  • Card lock if it’s lost or stolen
  • Enroll in automatic payment feature to avoid late charges
  • Text or email alerts on purchases, balances, due dates, and more
  • Add authorized users for free, but they don’t pay for their charges
  • Warranty extension where applicable
  • Auto collision waiver damage
  • Travel and emergency assistance (service fees may apply)
  • Travel accident insurance
  • Roadside assistance
  • 24/7 customer service

For application and important details visit the VeraBank credit card web page.

 

Alabama Credit Union Mastercard

Bama Credit CardSave big when you open a new Bama Mastercard account with a special 0.9% APR financing offer good for 12 months on balance transfers.

You don’t pay for hidden fees such annual fees or balance transfers, because the Alabama Credit Union doesn’t charge its members for credit card expenses such as:

  • NO annual fee
  • NO balance transfer
  • NO cash advance fee
  • NO interest charges on purchases on statements paid in full

Card holders get the full benefits Mastercard is well-known for when taking care of their customers:

  • Cell Phone Protection
  • Securlock app integration to turn card on/off
  • Price Protection program
  • Identity Theft Resolution Services
  • Extended Warranty
  • Zero Liability Protection
  • Auto Rental Insurance
  • MasterCard Global ServiceTM
  • Priceless Cities Offers & Experiences

The card rewards shoppers with rewards points for eligible purchases, with a cashback option redemption feature.

If you’re interested about applying for the card, you must first become a member of the Alabama Credit Union as explained here.

For people outside of the local field of membership, a donation and enrollment in the wonderful Secret Meals Association would qualify you for the credit card.

Visit their page on their several credit card offerings for more details.