Tag Archives: Sign-up offers

Rewards, such as cash, discounts, or free items, to open up a new credit card account.

Best Credit Card Sign-Up Offers September 2021

September 1, 2021NewsSign-up offersLeonard Kreicas

When making a purchase or payment $500 or larger, consider opening a new credit card account with a cash back sign-up offer of $200 or more.

You could earn hundreds of tax-free dollars a year by planning your credit card applications the smart way.

Since the sign-up offers usually require spending a certain minimum amount on the card, plan your larger purchases by getting a new credit card account.

Many of card’s bonus can only be redeemed for travel or store purchases. The offers below give the cardholder account holder actual cash in the form of a tax-free rebate, i.e. statement credit.

Chase Sapphire Preferred® Card

$1,000 cash back (100,000 bonus points) after you spend $4,000 on purchases on your new card within the first 3 months.
5X points on travel purchased through Chase
3X points for online grocery purchases (excludes Walmart, Target, wholesale clubs)
3X points for dining at restaurants (includes takeout and delivery)
3X points for select streaming services
2X points on travel (taxis, mass transit, airfare, lodging, etc)
1% on other eligible purchases
Cash back is redeemable as a statement credit
$95 annual fee (waived for first year)

Chase Sapphire Reserve® Card

$600 cash back (60,000 points) after you spend $4,000 on purchases on your new card within the first 3 months.
10X points on Chase Dining^SM
10X points on hotels & car rentals purchased through Chase
3X points on travel and dining, includes delivery and takeout
1X point other eligible purchases
Points worth 50% extra if redeemed for travel and other select categories
$300 annual travel credit
$550 annual fee

U.S. Bank Altitude® Connect Visa® Signature Card

$500 cash back (50,000 points) after you spend $3,000 in the first 120 days.
4 points per dollar spent on travel and at gas stations
2 points at grocery stores, grocery delivery, dining and streaming services
1 point on other eligible purchases
$30 credit for annual streaming service purchases such as Netflix, Apple TV+ and Spotify®
$95 annual fee (waived first year)

Bank of America Premium Rewards Credit Card

$500 cash back (50,000 points) after you spend $3,000 on purchases on your new card within the first 3 months.
2 points per dollar spent at grocery stores (expires 1/1/2022)
2 points per dollar spent on travel and dining
1.5 points on other eligible purchases
Preferred Rewards members earn 25% to 75% more points per purchase
Get cash back when you redeem the points you earned (100 points = $1).
$95 annual fee

Fremont Bank World Mastercard®

$500 cash back bonus after a minimum charge of $5,000 on your new card within first 3 months.
3% per dollar spent on travel and dining
2% per dollar on gasoline
1% cash back on all other eligible purchases
$95 annual fee (waived the first year)

Blue Cash Preferred® Card from American Express

$350 back after you spend $2,000 on Amazon.com ($200 rebate) and get a $150 statement credit after charging a minimum of $3,000 within the first 6 months.
0% intro APR on purchases for 12 months.
Everyday Cash Back: 6% at U.S supermarkets (superstores like Walmart or Target don’t qualify), up to $6,000 per year in purchases, then 1% cash back
6% Cash Back on select U.S. streaming subscriptions
3% at U.S gas stations and on transit (includes rideshares, parking, tolls, buses, trains, and more)
1% other eligible purchases
Cash back is received in the form of Reward Dollars redeemable as statement credit.
$95 annual fee (waived for first year)

Capital One Savor® Rewards Credit Card

$300 cash back after you spend $3,000 in purchases on your new card within the first 3 months.
4% cash back on dining and entertainment
2% cash back at grocery stores
1% other eligible purchases
$95 annual fee

Disney® Premier Visa® Card From Chase

Get $300 statement credit with minimum spend $1,000 on purchases with new card within first 3 months
2% in Disney Reward Dollars on select purchases
1% in Disney Reward Dollars on all other eligible charges
$49 annual fee

Star Trek Credit Card from NASA FCU

$300 cash back after you spend $2,000 in purchases on your new card within the first 3 months.
1.5% as statement credit on eligible purchases
$39 annual fee
Credit union membership required

U.S. Bank Altitude® Go Visa Signature® Card

Get $200 back (20,000 bonus points) with minimum spend $1,000 on purchases with new card within first 3 months
0% intro APR on purchases for first 12 months
4x points on dining, takeout, food delivery
2x points at grocery stores (including delivery)
2x points at gas stations
2x points on streaming service subscriptions
1 point on all other eligible charges
Rewards do not expire as long as your account is open
No annual fee

Wells Fargo Active Cash^SM Credit Card

Get $200 cash rewards after charging $1,000 within first 3 months
0% intro APR on purchases for first 15 months
2% cash rewards on eligible purchases
Rewards do not expire as long as your account is open
No annual fee

Citi Custom Cash^SM Credit Card

Get $200 cash rewards after charging $750 within first 3 months
0% intro APR on purchases for first 15 months
5% cash back in eligible categories(up to $500 per billing cycle)
1% cash back on all other eligible purchases
Rewards do not expire as long as your account is open
No annual fee

BMO Harris Bank Cash Back Mastercard®

Earn a $200 Bonus after you spend $2,000 on purchases in your first 3 months from account opening
0% intro APR on balance transfers (made within first 90 days) for first 12 months (3% fee)
2% on eligible gas and grocery purchases (maximum $2,500 combined, then 1%)
1% cash back on all other purchases
No annual fee

Chase Freedom Unlimited®

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
0% Intro APR on purchases for first 15 months after account opening
Earn 5% cash back on grocery purchases
Get 3% cash back at restaurants (includes takeout and delivery)
Get 3% cash back on drug store purchases
1.5% cash back on all other eligible purchases
No minimum amount when redeeming for cash back
No annual fee

Chase Freedom Flex^SM

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
0% Intro APR on purchases for first 15 months after account opening
Earn 5% cash back on grocery purchases
Earn 5% cash back in bonus categories (rotates quarterly)
Get 3% cash back on dining and drug store purchases
1.0% cash back on all other eligible purchases
No minimum amount when redeeming for cash back
No annual fee

American Express Blue Cash Everyday® Card

Get $200 back after you spend $1,000 on purchases with new card within first 3 months
0% intro APR on purchases for first 15 months
3% cash back on groceries at supermarkets ($6,000 limit)
2% cash back on gas at U.S. gas stations
2% cash back at select department stores
1% cash back on all other eligible purchases
Cash back rewards do not expire as long as your account is open
No annual fee

American Express Cash Magnet® Card

Get $200 back after you spend $1,000 on purchases with new card within first 3 months
0% intro APR on purchases for first 15 months
1.5% cash back on eligible purchases
Cash back rewards do not expire as long as your account is open
No annual fee

Bank of America® Cash Rewards Visa® Card
MLB™ World Mastercard® from Bank of America

Get $200 online cash rewards after a spend of $1,000 with first 90 days
Introductory 0% APR on purchases or balance transfers for first 12 billing cycles
3% cash back on category of your choice
2% cash back at grocery stores and wholesale clubs
1% rewards on all other eligible purchased items
Get the logo of your favorite Major League Baseball team on the card
No annual fee

Capital One Quicksilver Rewards Card

Get $200 back after you spend $500 on purchases with new card within first 3 months
0% intro APR on purchases and balance transfers for first 15 months
1.5% cash back on all eligible purchases
Cash back rewards do not expire as long as your account is open
No annual fee

Capital One SavorOne® Rewards Credit Card

$200 cash back after you spend $500 in purchases on your new card within the first 3 months
0% intro APR for 15 months on purchases and balance transfers
3% cash back on dining and entertainment
2% cash back at grocery stores
1% other eligible purchases
no annual fee

Elements Financial CU Signature Rewards Visa® Card

Get $200 cash bonus after you spend $1,000 on 10 or more purchases with new card within first 3 months
Introductory 0% APR offer on purchases and balance transfers for 6 months
1.5% cash back and rewards on eligible everyday purchases
No balance transfer or foreign transaction fees
No annual fee
Credit union membership required

Use Credit Card Bonuses Wisely

Apply these common sense rules before applying for too many credit cards at once.

Use the signup bonuses with a definite purpose.
Before you pick a program, explore each one in depth.

Apply for a maximum of two cards per year.
You may earn more rewards by signing up for more, but that could limit your ability to earn bonuses in the future.

Pay your balance in full every billing period.
Banks rely on the fact that they earn more in interest and fees than what they give back in bonuses or rewards.

Avoid cards with annual fees.
They cost more than the services they provide and closing an account limits your buying power.

Chase Slate Edge Visa Card

August 27, 2021BankChase, Intro APR, Sign-up offersLeonard Kreicas

Chase Slat Edge Visa Credit card Chase Slate Edge offers cardholders a way to build their credit score and reduce their interest rate by 2% each year. Plus receive an introductory sign-up bonus of $100 and 0% APR(Annual Percentage Rate) for 12 months.

LOWER INTEREST RATES OVER TIME

Suppose you start with the highest APR of 23.74% after the generous 0% APR period. Your APR could automatically go down to 21.74% after 12 months if you charge at least $1,000 and pay on time. Best of all rate could drop to 19.74%, 17.14%. 15.14%, 13.14% over the years if bills are paid regularly.

RAISE CREDIT LIMIT AFTER SIX MONTHS

If you pay on time and spend at least $500 Chase will automatically review your Slate Edge account after six months for a higher credit limit.

INTRODUCTORY $100 BONUS CREDIT

Charge $500 or more on your new Chase Slate Edge card and receive a welcome bonus of $100 as a statement credit. Great way to reduce debt and manage expenses.

INTRODUCTORY 0% OFFER ON BALANCE TRANSFERS

Should you prefer to make a balance transfer instead of a purchase, you will receive the same generous 0% APR for 12 months. Take note a 3% balance transfer fee applies.

OTHER FREE BENEFITS

No annual fee
Monitor your credit scores with alerts about changes or suspicious activity
Convenient tap to pay (no signature required) feature where available
Purchase protection up to $500 per claim
Extended warranty by an extra year
Zero liability on unauthorized purchases
Chase Offers with select merchants

ABOC Credit Card Review

May 26, 2021RewardsIntro APR, No annual fee, Rewards, Sign-up offersLeonard Kreicas

Union Strong Credit Card

“For almost a century, the Bank has designed deposit and credit services exclusively for union workers in the automobile, building trades, clothing and textile, communications and graphic arts, hotel and restaurant, mechanics, public service and general service, steel and iron, transportation industries, and more.”

Amalgamated Bank of Chicago (ABOC) credit card program offers competitive rates and benefits to people who would prefer not to deal with big banks. Currently ABOC is revising its credit card offerings, so the cards below aren’t accepting new applicants.

The descriptions below are for reference only.

ABOC Union Strong Credit Card

The Union Strong Mastercard® currently charges an APR of 9.25% after the introductory period ends. The APR may change depending on market conditions.

The Union Strong credit card has an 0% APR deal on balance transfers for first 18 billing cycles. Balance transfers don’t receive any reward points and a 3% fee is added upon transfer.

ABOC Platinum Rewards Card

aboc credit card platinum rewards

The Platinum Rewards credit card currently charges an APR of 12.90% to 22.90% depending on credit history. The APR also will fluctuate in step with on market conditions.

There is no special deal on balance transfers for new accounts.

Introductory Offers for ABOC Credit Cards

Get a generous sign-up bonus of $150 as a statement credit after opening a new account, but only when $1,200 is charged on the new card within 90 days of approval.

Pay no interest on purchases for the first 12 billing cycles. Monthly minimum payments are required to keep the account in good standing.

Rewards and savings for ABOC credit cards

1% Cash Back on eligible purchases
No Annual Fee
Zero-interest for 25 days before payments are due for purchases paid in full after the promotional period.
Rewards include choice of statement credits, travel, gift cards, merchandise
Points never expire as long as card remains in good standing
No foreign transaction fees

Purchase and travel benefits include

No fee for additional cards for authorized users
Mastercard® zero liability on unauthorized transactions
Extended Warranty doubles your original warranty up to 1 additional year (conditions apply)
Identity Theft Resolution Services provides one-on-one support in the event your identity is compromised.
MasterAssist^® provides pre-trip planning assistance, help with lost luggage and more.
Master RoadAssist^® Roadside Services provides help in the event your car breaks down while traveling in the U.S.
$1 Million Travel Accident Insurance.
Security chip gives enhanced protection when used at chip-enabled terminals.
Make mobile purchases with Android Pay^TM, Apple Pay^TM and Samsung Pay.

AARP Essential Rewards credit card

March 23, 2021RewardsBarclaycard, Intro APR, Rewards, Sign-up offersLeonard Kreicas

The AARP Essential Rewards credit card offers features 3% rebates on gas and drug store purchases, 2% on medical expenses, and 1% on all other eligible items.

Introductory Sign-Up Bonus

Receive 10,000 point good for $100 cash back after charging $500 or more to the card within 90 days of account opening

Introductory Balance Transfer Offer

0% introductory APR for 15 months on balance transfers made within 45 days of account opening. A balance transfer fee of 3% (minimum $5) applies as an upfront fee.

Interest Rates

Purchases – 0% for 25 days if statement balance is zero
Purchases – 16.74% to 25.74% if statement balance is greater than zero
Cash Advances – 24.99%
Balance Transfers – 16.74% to 25.74% (if available)

Fees

Annual Fee: $0
Balance transfer: 3% ($5 min)
Cash advance: 5% ($10 min)
Foreign transaction: 3.0%
Late payment: up to $15 or $35
Returned payment: $35

Earn Rewards

Three Member Reward points per dollar on eligible gas stations or restaurants
Two Member Reward points per dollar on eligible medical expenses
One Member Reward point per dollar on all other eligible purchases

Redeem Member Reward Points

Minimum to redeem: 2,000 points
As a statement credit or direct deposit checking or savings account
Gift cards such Walmart, Amazon, and more
Travel, including flight, hotels, cruises, etc.

Purchase Services

Theft and accidental damage protection, including cell phones
Return protection within 90 days of purchase
Free extended warranties

Travel Benefits

Roadside Assistance Hotline
Car rental and damage insurance (excludes liability coverage)
Global Assist Hotline (doesn’t pay for third-party costs)
Travel accident insurance on common carriers

Security Features

Fraud Protection
Advanced secure chip technology
Text alerts

Other Card Benefits

Mobile banking
Text and/or email alerts on purchases, balances, reminders, etc.
Monthly summaries

Notes

Medical expenses eligible for bonus rewards include

Dentists
Orthodontists
Osteopathic Physicians
Chiropractors
Optometrists
Ophthalmologists
Opticians
Optical Goods & Eyeglasses
Chiropodists
Podiatrists
Hospitals
Medical and Dental Laboratories
Hearing Aids
Ambulance Services
Orthopedic Goods
Prosthetic Devices
Nursing and Personal Care Facilities
Medical Services & Health Practitioners not elsewhere classified (NEC)
Doctors not elsewhere classified (NEC)

Though co-branded with the American Association of Retired Persons (AARP), you don’t have to be over 55 or even a member for this credit card.

From March 22, 2021 to March 31, 2022, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from a Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection. Total maximum donation by Barclays is $1 million annually.