US Bank Platinum Credit Card
0% APR for 20 billing cycles with new US Bank Platinum Visa Card
Good for a limited time only new cardholders of the US Bank Platinum Visa still need to make monthly minimum payments. That’s typically 1% of the statement balance plus any fees. For example $5,000 balance would require at least a $50 payment for that billing period.
The promotion also extends to balance transfers with a one-time 3% upfront fee. Spread over 20 months, the real APR for fee comes out to less than 2% per year.
No annual fee means a true low-cost way to manage purchases.
The US Bank has many great features to help deal with unexpected events.
- Enroll in automatic bill pay to never miss a payment
- Choose your own payment date, e.g. after paycheck clears
- Zero fraud liability
- Free TransUnion FICO Credit Score (updated monthly)
- Cell phone damage protection (limits apply)
- Worldwide Visa acceptance
- Free online and app account access
- Verified by Visa online shopping protection
- Grace period of 24-30 days before payment is due
- No over-limit fee
The US Bank Platinum Visa does not pay any rewards on purchases, nor give an introductory bonus on purchases. A possibility is earn upfront rewards of 2% from another card and transfer that purchase to this one to spread out the bill over time.
Get terms and conditions on this limited-time offer before applying.
Here are some other credit cards with introductory no-interest APR offers on purchases.
BankAmericard credit card
- Length: 18 months
- Annual fee: None
- Bonus: None
- Rewards: None
- Type: Mastercard
American Express
- Length: 15 months
- Annual fee: None
- Bonus: $150 ($1,000 spend within 3 months)
- Rewards: 3% in supermarkets, 2% at gas stations, 1% elsewhere
- Type: American Express
Capital One Quicksilver Cash Rewards
- Length: 15 months
- Annual fee: None
- Bonus: $150 ($500 spend within 3 months)
- Rewards: 1.5% on eligible items
- Type: Mastercard
Chase Freedom
- Length: 15 months
- Annual fee: None
- Bonus: $150 ($500 spend within 3 months)
- Rewards: 1%, with 5% in rotating categories
- Type: Visa
Discover It Cash Back
- Length: 14 months
- Annual fee: None
- Bonus: Cash Back match in first year
- Rewards: 1%, with 5% in rotating categories
- Type: Discover
