UMB Simply Rewards Credit Card

UMB Simply Rewards credit card

With a UMB Simply Rewards credit card you get 3% cash back at grocery stores.

The 3% rebate also applies at

  • Gas stations
  • Discount stores
  • Restaurants
  • Fast food locations

All other qualifying purchases earn you a 1% rebate wherever Visa is accepted.

Make $1,500 in eligible purchases  within 90 days of account opening and receive 15,000 bonus points (worth $150).

Plus new account holders pay no interest (0% APR) on purchases for their first 12 billing cycles (minimum payments apply).

Great credit card for everyday purchases helping customers manage their bills.

Straightforward Terms

  • No annual fee
  • 25 day grace period, i.e. try before you buy
  • No minimum interest charge
  • No penalty APR
  • No over-the-credit-limit fee
  • No returned payment fee
  • However a late fee applies if your payment is not made by your due date

Easy Online Access

  • Pay recurring bills with our automatic bill payment option
  • Free alerts to monitor suspicious account activity
  • Go paperless—view statements online
  • Access up to 24 months of online statements
  • Detailed yearly report of your card expenditures (online or print)

Complete Protection

  • Visa’s Zero Liability provides 100% fraud protection against unauthorized use.
  • Extended warranty and purchase protection
  • Quick delivery of replacement card or emergency cash if your card is lost or stolen.
  • Complimentary rental car insurance
  • 24-hour roadside and emergency transportation assistance
  • Medical and legal referral assistance
  • Travel accident insurance
  • Pre-trip and lost luggage assistance
  • Emergency airline ticket replacement
  • Valuable document delivery assistance
  • Emergency translation services

Additional Benefits

  • Accepted at more than 32 million locations worldwide
  • Can be used at more than 800,000 ATMs worldwide

Some of these benefits are provided by Visa. Certain limitations, exceptions and restrictions may apply to these Visa benefits. Details are available online or at a local branch.

Apply in person at your local branch or ONLINE.

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