Wells Fargo Active Cash Card

Introducing the new Wells Fargo Active Cash Card, that’s one of the best cashback credit cards on the market today.

It gives cardholders a generous $2 cashback per $100 spent everywhere Visa is accepted.

0% APR Financing Offer

Pay no interest for the first 15 months upon opening the account. You can make that purchase you dreamed of, but could not quite afford until now. Minimum monthly payments must be paid to avoid interest charges.

Cashback Rewards

Save on every purchase you make by getting $2 cashback per 100 dollars you spend on eligible items using this credit card.

Qualifying purchases include,

  • Merchandise
  • Dining
  • Shopping
  • Entertainment

Redeem Points

What makes the  Wells Fargo Cash Wise Visa Card one of the best cashback credit cards? The ATM option is shown on the list below. You can cash in your points starting at a minimum of $20, using any of the following choices,

  • Cash redemption via check in $25 increments.
  • Direct deposit into your Wells Fargo savings or checking account.
  • As a credit to a qualifying Wells Fargo loan.
  • At the Wells Fargo Rewards portal, you canGo Far Rewards
    • Buy gift cards for Apple, McDonalds, Hulu, etc.
    • Buy merchandise, dining, entertainment
    • Participate in auctions
    • Download digital products
    • Browse special limited-time offers
    • Pool rewards with other Wells Fargo cardholders.

Other Features

  • Wells Fargo mobile app
  • Make purchases using Apple Pay and Android Pay
  • Exclusive savings with Wells Fargo Offers
  • Change payment due date
  • Add authorized users
  • Free FICO score updated monthly
  • Overdraft protection with linked checking accounts
  • Fraud Protection
  • Rapid alerts on spending
  • Cellular phone protection (details on Wells Fargo site)
  • Roadside assistance hotline
  • Car rental loss and damage insurance
  • Travel Insurance
  • Warranty extension

Fees and Rates

  • Annual Fee: $0
  • Grace period: payment on purchases is due 25 days after the close of the previous billing cycle
  • APR on purchases: 20.24% to 29.99% after the 15-month introductory offer of 0%
  • APR on balance transfers: 20.24% to 29.99% after the 15-month introductory offer of 0%
  • APR on cash advances: 29.99% 
  • Fee on balance transfers: 5% ($5 min) after introductory offer 3%
  • Fee on cash advances: 5% ($5 min)
  • Fee for foreign transaction: 3%
  • Fee for late payment: up to $40

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